Fair Value Calculator Fair Value Calculator
EN DE

Hong Leong Financial Group (1082) Fair Value & Analysis

Financial Services · MY · Market cap 20.9B MYR

HL Hong Leong Financial Group 1082 · KLSE
Price18.30 MYR
Fair Value36.60 MYR
Upside+100.0%
Quality50/100
Evidence: Medium Range 27.45 MYR – 45.75 MYR

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 5 days ago

Fair value updated Jun 26, 2026 — revised from 36.64 MYR to 36.60 MYR (−0.1%) since Jun 25, 2026. Share price +0.2% over the past month.

Price vs Fair Value (12 months)

22.45 MYR 15.12 MYR Fair Value 36.60 MYR Jun 2025 Jul 2026

12‑month range 15.12 MYR – 22.45 MYR · fair‑value band 27.45 MYR – 45.75 MYR · the 18.30 MYR price screens below the 36.60 MYR fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Hong Leong Financial Group (1082) currently trades at 18.30 MYR, while our model-based Fair Value estimate is 36.60 MYR — implying the stock looks roughly 100.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, Hong Leong Financial Group generated revenue of 7.2B MYR at a net margin of 46.4%. Revenue declined 2.2% year over year. It earns a return on equity of 10.5%. The balance sheet holds a net cash position of 14.4B MYR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 7.2B MYR
Revenue growth (YoY) -2.2%
Net margin 46.4%
Return on equity 10.5%
Free cash flow −2.1B MYR FY2025
P/E ratio 6.2
More key figures
Operating margin 60.9%
EPS (TTM) 2.95 MYR
Dividend yield 4.0%
EPS growth (YoY) +4.8%
Net cash 14.4B MYR FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Hong Leong Financial Group Berhad, an investment holding company, provides investment banking, stockbroking, and fund management business of financial services to consumer, corporate, and institutional customers. The company operates through Commercial Banking, Investment Banking and Asset Management, Insurance, and Other Operations segments. It also offers commercial and Islamic banking, including personal financial services, business & corporate banking, regional wealth management, global markets, and Islamic financial services. In addition, the company engages in investment banking, stockbroking, and asset management activities, as well as being involved in life and general insurance, and takaful services; and management services. Further, it offers treasury, equities, derivatives, and foreign exchange; investment banking, futures and stockbroking, and fund and unit trust management, and private banking services. Hong Leong Financial Group Berhad has operations in Malaysia, …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Hong Leong Financial Group reported revenue of 12.1B MYR in FY2025 versus 8.4B MYR in FY2021, a compound +9.6%/yr. Reported net income was 3.3B MYR in FY2025, compounding +9.5%/yr from FY2021.

Revenue +9.6%/yr
FY21 8.4B MYR
FY22 8.3B MYR
FY23 10.4B MYR
FY24 11.7B MYR
FY25 12.1B MYR
Net income +9.5%/yr
FY21 2.3B MYR
FY22 2.5B MYR
FY23 2.9B MYR
FY24 3.2B MYR
FY25 3.3B MYR

Is 1082 fairly valued? → Check now

Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
HDFC Bank Limited HDFCBANK ₹786.40 ₹1,389 +77%
PT Bank Central Asia Tbk BBCA 4,850 IDR 5,562 IDR +15%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,590 IDR 5,180 IDR +100%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
KB Financial Group 105560 171,600 KRW 165,579 KRW -4%
PT Bank Mandiri (Persero) Tbk BMRI 4,120 IDR 7,841 IDR +90%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Hong Leong Financial Group (1082) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 36.60 MYR versus a price of 18.30 MYR — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 1082?
Our model-based fair value for Hong Leong Financial Group is 36.60 MYR (as of Jun 26, 2026), built from audited fundamentals. The current price is 18.30 MYR.
What is the quality score of 1082?
Hong Leong Financial Group has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Hong Leong Financial Group (1082)?
Hong Leong Financial Group reported trailing-twelve-month revenue of about 7.2B MYR (latest available figure, as of Jun 26, 2026).
What is the net profit margin of 1082?
The net profit margin of Hong Leong Financial Group is about 46.4%, meaning it keeps roughly 46.4% of revenue as net income. Based on the latest reported figures.
Does Hong Leong Financial Group pay a dividend?
Hong Leong Financial Group currently shows a dividend yield of about 4.00% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.