1578 (1578) Fair Value & Analysis

Financial Services · Market cap HK$12.1B

1 1578 1578 · HK

PriceHK$1.95

Fair ValueHK$3.90

Upside+100.0%

Quality43/100

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Evidence: High Range HK$2.93 – HK$4.87

Fair value as of: Jul 2, 2026

From 17 valuation models · updated today

Share price −9.8% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$1.87 – HK$2.42 · fair‑value band HK$2.93 – HK$4.87 · the HK$1.95 price screens below the HK$3.90 fair value. As of Jul 2, 2026.

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Analysis

1578 (1578) currently trades at HK$1.95, while our model-based Fair Value estimate is HK$3.90 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 43/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1578 generated revenue of HK$9.3B at a net margin of 41.7%. Revenue declined 1.9% year over year. It earns a return on equity of 5.6%. Net debt stands at HK$241B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$9.3B

Revenue growth (YoY) -1.9%

Net margin 41.7%

Return on equity 5.6%

Free cash flow −HK$13.2B FY2025

P/E ratio 2.7

More key figures

Operating margin 26.1%

EPS (TTM) HK$0.2400

Dividend yield 7.0%

EPS growth (YoY) -15.2%

Net debt HK$241B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

1578 reported revenue of HK$31.0B in FY2025 versus HK$7.8B in FY2021, a compound +41.0%/yr. Reported net income was HK$3.8B in FY2025, compounding +4.2%/yr from FY2021.

Revenue +41.0%/yr

FY21 HK$7.8B

FY22 HK$8.2B

FY23 HK$8.7B

FY24 HK$15.8B

FY25 HK$31.0B

Net income +4.2%/yr

FY21 HK$3.2B

FY22 HK$3.6B

FY23 HK$3.8B

FY24 HK$3.8B

FY25 HK$3.8B

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹747.05	₹894.11	+20%
PT Bank Central Asia Tbk BBCA	5,650 IDR	5,671 IDR	+0%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,880 IDR	5,760 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	153,700 KRW	213,797 KRW	+39%
PT Bank Mandiri (Persero) Tbk BMRI	4,220 IDR	8,440 IDR	+100%

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Frequently asked questions

Is 1578 (1578) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$3.90 versus a price of HK$1.95 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1578?

Our model-based fair value for 1578 is HK$3.90 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$1.95.

What is the quality score of 1578?

1578 has a Quality Score of 43/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1578 (1578)?

1578 reported trailing-twelve-month revenue of about HK$9.3B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1578?

The net profit margin of 1578 is about 41.7%, meaning it keeps roughly 41.7% of revenue as net income. Based on the latest reported figures.

Does 1578 pay a dividend?

1578 currently shows a dividend yield of about 7.03% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.