2596 (2596) Fair Value & Analysis

Financial Services · Market cap HK$12.2B

2 2596 2596 · HK

PriceHK$2.65

Fair ValueHK$2.75

Upside+3.8%

Quality48/100

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Evidence: High Range HK$2.06 – HK$3.43

Fair value as of: Jul 2, 2026

From 16 valuation models · updated today

Share price +2.0% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$2.53 – HK$2.66 · fair‑value band HK$2.06 – HK$3.43 · the HK$2.65 price screens below the HK$2.75 fair value. As of Jul 2, 2026.

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Analysis

2596 (2596) currently trades at HK$2.65, while our model-based Fair Value estimate is HK$2.75 — implying the stock looks roughly 3.8% undervalued today. We read business quality at 48/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 2596 generated revenue of HK$1.4B at a net margin of 40.5%. Revenue grew 14.0% year over year. It earns a return on equity of 5.2%. Net debt stands at HK$8.0B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$1.4B

Revenue growth (YoY) +14.0%

Net margin 40.5%

Return on equity 5.2%

Free cash flow −HK$1.6B FY2025

P/E ratio 18.9

More key figures

Operating margin 44.3%

EPS (TTM) HK$0.0600

Dividend yield 1.4%

EPS growth (YoY) -11.0%

Net debt HK$8.0B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

2596 reported revenue of HK$4.3B in FY2025 versus HK$2.8B in FY2021, a compound +11.6%/yr. Reported net income was HK$546M in FY2025, compounding +11.6%/yr from FY2021.

Revenue +11.6%/yr

FY21 HK$2.8B

FY22 HK$3.0B

FY23 HK$3.9B

FY24 HK$4.2B

FY25 HK$4.3B

Net income +11.6%/yr

FY21 HK$353M

FY22 HK$438M

FY23 HK$468M

FY24 HK$513M

FY25 HK$546M

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹746.85	₹880.28	+18%
PT Bank Central Asia Tbk BBCA	6,225 IDR	6,617 IDR	+6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,910 IDR	4,891 IDR	+68%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

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Frequently asked questions

Is 2596 (2596) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$2.75 versus a price of HK$2.65 — about +4% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 2596?

Our model-based fair value for 2596 is HK$2.75 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$2.65.

What is the quality score of 2596?

2596 has a Quality Score of 48/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 2596 (2596)?

2596 reported trailing-twelve-month revenue of about HK$1.4B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 2596?

The net profit margin of 2596 is about 40.5%, meaning it keeps roughly 40.5% of revenue as net income. Based on the latest reported figures.

Does 2596 pay a dividend?

2596 currently shows a dividend yield of about 1.36% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.