2601 (2601) Fair Value & Analysis

Financial Services · Market cap HK$265B

2 2601 2601 · HK

PriceHK$27.50

Fair ValueHK$55.00

Upside+100.0%

Quality58/100

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Evidence: High Range HK$41.25 – HK$68.75

Fair value as of: Jul 2, 2026

From 25 valuation models · updated today

Share price −10.2% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$25.02 – HK$38.35 · fair‑value band HK$41.25 – HK$68.75 · the HK$27.50 price screens below the HK$55.00 fair value. As of Jul 2, 2026.

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Analysis

2601 (2601) currently trades at HK$27.50, while our model-based Fair Value estimate is HK$55.00 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 58/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 2601 generated revenue of HK$331B at a net margin of 16.3%. Revenue declined 3.3% year over year. It earns a return on equity of 17.4%. Net debt stands at HK$166B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$331B

Revenue growth (YoY) -3.3%

Net margin 16.3%

Return on equity 17.4%

Free cash flow HK$258B FY2025

P/E ratio 4.4

More key figures

Operating margin 16.3%

EPS (TTM) HK$5.99

Dividend yield 4.3%

EPS growth (YoY) -6.0%

Net debt HK$166B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

2601 reported revenue of HK$376B in FY2025 versus HK$436B in FY2021, a compound −3.6%/yr. Reported net income was HK$52.1B in FY2025, compounding +18.1%/yr from FY2021.

Revenue −3.6%/yr

FY21 HK$436B

FY22 HK$329B

FY23 HK$322B

FY24 HK$402B

FY25 HK$376B

Net income +18.1%/yr

FY21 HK$26.8B

FY22 HK$37.4B

FY23 HK$27.3B

FY24 HK$45.0B

FY25 HK$52.1B

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Similar stocks

6 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Ping An Insurance (Group) Company 601318	¥51.98	¥103.96	+100%
China Life Insurance Company 601628	¥32.82	¥65.64	+100%
AIA Group AAGIY	$37.78	$30.44	-19%
Manulife Financial Corporation MFC	$40.19	$33.76	-16%
0945 0945	HK$317.40	HK$248.94	-22%
China Pacific Insurance (Group) Co CHPXF	$3.65	$5.83	+60%

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Frequently asked questions

Is 2601 (2601) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$55.00 versus a price of HK$27.50 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 2601?

Our model-based fair value for 2601 is HK$55.00 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$27.50.

What is the quality score of 2601?

2601 has a Quality Score of 58/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 2601 (2601)?

2601 reported trailing-twelve-month revenue of about HK$331B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 2601?

The net profit margin of 2601 is about 16.3%, meaning it keeps roughly 16.3% of revenue as net income. Based on the latest reported figures.

Does 2601 pay a dividend?

2601 currently shows a dividend yield of about 4.28% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.