3360 (3360) Fair Value & Analysis

Financial Services · Market cap HK$26.7B

3 3360 3360 · HK

PriceHK$5.62

Fair ValueHK$11.24

Upside+100.0%

Quality47/100

Watch 3360 for free — get notified when fair value or trend changes. Watch for free

Evidence: High Range HK$8.43 – HK$14.05

Fair value as of: Jul 2, 2026

From 17 valuation models · updated today

Share price −19.9% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$5.12 – HK$8.17 · fair‑value band HK$8.43 – HK$14.05 · the HK$5.62 price screens below the HK$11.24 fair value. As of Jul 2, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

3360 (3360) currently trades at HK$5.62, while our model-based Fair Value estimate is HK$11.24 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 47/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 3360 generated revenue of HK$33.8B at a net margin of 11.5%. Revenue declined 8.4% year over year. It earns a return on equity of 6.8%. Net debt stands at HK$246B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$33.8B

Revenue growth (YoY) -8.4%

Net margin 11.5%

Return on equity 6.8%

Free cash flow −HK$1.8B FY2025

P/E ratio 5.9

More key figures

Operating margin 19.7%

EPS (TTM) HK$0.4700

Dividend yield 9.4%

EPS growth (YoY) -6.7%

Net debt HK$246B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

3360 reported revenue of HK$33.8B in FY2025 versus HK$31.7B in FY2021, a compound +1.6%/yr. Reported net income was HK$3.9B in FY2025, compounding −9.9%/yr from FY2021.

Revenue +1.6%/yr

FY21 HK$31.7B

FY22 HK$34.1B

FY23 HK$36.6B

FY24 HK$37.7B

FY25 HK$33.8B

Net income −9.9%/yr

FY21 HK$5.9B

FY22 HK$6.4B

FY23 HK$6.3B

FY24 HK$3.9B

FY25 HK$3.9B

Is 3360 fairly valued? → Check now

Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	3,063 MXN	-46%
Mastercard Incorporated MA	C$29.95	C$10.05	-66%
M4I M4I	€430.50	€317.57	-26%
American Express Company AXP	C$28.87	C$23.85	-17%
Capital One Financial Corporation COF	$183.20	$122.33	-33%
Bajaj Finance Limited BAJFINANCE	₹968.30	₹720.78	-26%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks

Frequently asked questions

Is 3360 (3360) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$11.24 versus a price of HK$5.62 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 3360?

Our model-based fair value for 3360 is HK$11.24 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$5.62.

What is the quality score of 3360?

3360 has a Quality Score of 47/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 3360 (3360)?

3360 reported trailing-twelve-month revenue of about HK$33.8B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 3360?

The net profit margin of 3360 is about 11.5%, meaning it keeps roughly 11.5% of revenue as net income. Based on the latest reported figures.

Does 3360 pay a dividend?

3360 currently shows a dividend yield of about 9.40% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.