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Bank Islam Malaysia Berhad, (5258) Fair Value & Analysis

Financial Services · MY · Market cap 5.0B MYR

BI Bank Islam Malaysia Berhad, 5258 · KLSE
Price2.12 MYR
Fair Value3.20 MYR
Upside+50.9%
Quality95/100
Evidence: High Range 2.40 MYR – 4.00 MYR

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 3 days ago

Share price −3.6% over the past month.

Price vs Fair Value (12 months)

2.49 MYR 2.07 MYR Fair Value 3.20 MYR Jun 2025 Jun 2026

12‑month range 2.07 MYR – 2.49 MYR · fair‑value band 2.40 MYR – 4.00 MYR · the 2.12 MYR price screens below the 3.20 MYR fair value. As of Jun 26, 2026.

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Analysis

Bank Islam Malaysia Berhad, (5258) currently trades at 2.12 MYR, while our model-based Fair Value estimate is 3.20 MYR — implying the stock looks roughly 50.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Bank Islam Malaysia Berhad, generated revenue of 2.6B MYR at a net margin of 20.9%. Revenue grew 2.9% year over year. It earns a return on equity of 6.9%. Net debt stands at 7.6B MYR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 2.6B MYR
Revenue growth (YoY) +2.9%
Net margin 20.9%
Return on equity 6.9%
Free cash flow −1.7B MYR FY2025
P/E ratio 9.1
More key figures
Operating margin 25.1%
EPS (TTM) 0.2400 MYR
Dividend yield 6.7%
EPS growth (YoY) -8.9%
Net debt 7.6B MYR FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through the Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, vehicle, and education financing, as well as corporate and syndicated, vendor, CACKNA scheme, commercial business takaful, procurement and contract, SME and EZ bank guarantee, bridging, and receivables financing; debit and credit cards, and letters of credit; and agent banking. It also provides wealth management products, such as takaful protection, unit trust, will writing, shares trading, and retail sukuk investment services; money and capital markets, foreign remittance services, foreign exchange, fixed income markets, and structured products; business cash lines, financial lease, revolving credits, and trade operations; and currency exchange and liquidity management. In addition, the …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bank Islam Malaysia Berhad, reported revenue of 5.1B MYR in FY2025 versus 2.2B MYR in FY2021, a compound +22.7%/yr. Reported net income was 557M MYR in FY2025, compounding +1.1%/yr from FY2021.

Revenue +22.7%/yr
FY21 2.2B MYR
FY22 3.3B MYR
FY23 4.2B MYR
FY24 4.3B MYR
FY25 5.1B MYR
Net income +1.1%/yr
FY21 534M MYR
FY22 492M MYR
FY23 553M MYR
FY24 571M MYR
FY25 557M MYR

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Frequently asked questions

Is Bank Islam Malaysia Berhad, (5258) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 3.20 MYR versus a price of 2.12 MYR — about +51% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 5258?
Our 21-model fair value for Bank Islam Malaysia Berhad, is 3.20 MYR (as of Jun 26, 2026), built from audited fundamentals. The current price is 2.12 MYR.
What is the quality score of 5258?
Bank Islam Malaysia Berhad, has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Bank Islam Malaysia Berhad, (5258)?
Bank Islam Malaysia Berhad, reported trailing-twelve-month revenue of about 2.6B MYR (latest available figure, as of Jun 26, 2026).
What is the net profit margin of 5258?
The net profit margin of Bank Islam Malaysia Berhad, is about 20.9%, meaning it keeps roughly 20.9% of revenue as net income. Based on the latest reported figures.
Does Bank Islam Malaysia Berhad, pay a dividend?
Bank Islam Malaysia Berhad, currently shows a dividend yield of about 6.65% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.