6818 (6818) Fair Value & Analysis

Financial Services · Market cap HK$171B

6 6818 6818 · HK

PriceHK$2.88

Fair ValueHK$5.76

Upside+100.0%

Quality48/100

Watch 6818 for free — get notified when fair value or trend changes. Watch for free

Evidence: High Range HK$4.32 – HK$7.20

Fair value as of: Jul 2, 2026

From 26 valuation models · updated today

Share price −7.4% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$2.85 – HK$3.85 · fair‑value band HK$4.32 – HK$7.20 · the HK$2.88 price screens below the HK$5.76 fair value. As of Jul 2, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

6818 (6818) currently trades at HK$2.88, while our model-based Fair Value estimate is HK$5.76 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 48/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 6818 generated revenue of HK$88.1B at a net margin of 42.9%. Revenue declined 7.1% year over year. It earns a return on equity of 6.5%. Net debt stands at HK$914B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$88.1B

Revenue growth (YoY) -7.1%

Net margin 42.9%

Return on equity 6.5%

Free cash flow HK$155B FY2025

P/E ratio 4.4

More key figures

Operating margin 63.9%

EPS (TTM) HK$0.4094

Dividend yield 6.1%

EPS growth (YoY) -10.5%

Net debt HK$914B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

6818 reported revenue of HK$245B in FY2025 versus HK$270B in FY2021, a compound −2.4%/yr. Reported net income was HK$38.8B in FY2025, compounding −2.7%/yr from FY2021.

Revenue −2.4%/yr

FY21 HK$270B

FY22 HK$279B

FY23 HK$289B

FY24 HK$273B

FY25 HK$245B

Net income −2.7%/yr

FY21 HK$43.4B

FY22 HK$44.8B

FY23 HK$40.8B

FY24 HK$41.7B

FY25 HK$38.8B

Is 6818 fairly valued? → Check now

Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹747.05	₹894.11	+20%
PT Bank Central Asia Tbk BBCA	5,650 IDR	5,671 IDR	+0%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,880 IDR	5,760 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	4,220 IDR	8,440 IDR	+100%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks

Frequently asked questions

Is 6818 (6818) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$5.76 versus a price of HK$2.88 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 6818?

Our model-based fair value for 6818 is HK$5.76 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$2.88.

What is the quality score of 6818?

6818 has a Quality Score of 48/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 6818 (6818)?

6818 reported trailing-twelve-month revenue of about HK$88.1B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 6818?

The net profit margin of 6818 is about 42.9%, meaning it keeps roughly 42.9% of revenue as net income. Based on the latest reported figures.

Does 6818 pay a dividend?

6818 currently shows a dividend yield of about 6.14% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.