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Asia Sermkij Leasing Public Company (ASK) Fair Value & Analysis

Financial Services · TH · Market cap 6.4B THB

AS Asia Sermkij Leasing Public Company ASK · BK
Price10.10 THB
Fair Value12.95 THB
Upside+28.2%
Quality95/100
Evidence: High Range 7.36 THB – 12.95 THB

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 3 days ago

Share price +9.9% over the past month.

Price vs Fair Value (12 months)

10.40 THB 6.01 THB Fair Value 12.95 THB Jun 2025 Jun 2026

12‑month range 6.01 THB – 10.40 THB · fair‑value band 7.36 THB – 12.95 THB · the 10.10 THB price screens below the 12.95 THB fair value. As of Jun 26, 2026.

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Analysis

Asia Sermkij Leasing Public Company (ASK) currently trades at 10.10 THB, while our model-based Fair Value estimate is 12.95 THB — implying the stock looks roughly 28.2% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Asia Sermkij Leasing Public Company generated revenue of 2.8B THB at a net margin of 20.7%. Revenue grew 9.8% year over year. It earns a return on equity of 5.2%. Net debt stands at 47.6B THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 2.8B THB
Revenue growth (YoY) +9.8%
Net margin 20.7%
Return on equity 5.2%
Free cash flow 11.1B THB FY2025
P/E ratio 10.8
More key figures
Operating margin 53.0%
EPS (TTM) 0.8400 THB
Dividend yield 4.4%
EPS growth (YoY) +3.9%
Net debt 47.6B THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Asia Sermkij Leasing Public Company Limited, together with its subsidiaries, engages in the provision of auto hire purchase services in Thailand. It operates through hire purchase, leasing, and loan segment. The company provides automobile hire purchase services mainly to individual customers for both new and used automobiles, including passenger and commercial cars, such as pickups, vans, trucks, taxis, and minibuses. It also offers financing services, such as car loans, sale and hire purchase back services, and SHB services; insurance, comprising vehicle voluntary and compulsory motor, machine, fire, marine and cargo, life, credit life, personal accident, and third-party liability insurance. In addition, it is involved in machinery, equipment, and vehicle leasing and hire purchase business; solar power purchase agreement business; and auto registrations and transfers, and tax renewal services. The company was founded in 1984 and is based in Bangkok, Thailand.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Asia Sermkij Leasing Public Company reported revenue of 5.5B THB in FY2025 versus 4.3B THB in FY2021, a compound +5.9%/yr. Reported net income was 532M THB in FY2025, compounding −18.5%/yr from FY2021.

Revenue +5.9%/yr
FY21 4.3B THB
FY22 5.5B THB
FY23 6.3B THB
FY24 6.2B THB
FY25 5.5B THB
Net income −18.5%/yr
FY21 1.2B THB
FY22 1.5B THB
FY23 1.2B THB
FY24 332M THB
FY25 532M THB

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6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Frequently asked questions

Is Asia Sermkij Leasing Public Company (ASK) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 12.95 THB versus a price of 10.10 THB — about +28% (undervalued). Model-based estimate, not financial advice.
What is the fair value of ASK?
Our 21-model fair value for Asia Sermkij Leasing Public Company is 12.95 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 10.10 THB.
What is the quality score of ASK?
Asia Sermkij Leasing Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Asia Sermkij Leasing Public Company (ASK)?
Asia Sermkij Leasing Public Company reported trailing-twelve-month revenue of about 2.8B THB (latest available figure, as of Jun 26, 2026).
What is the net profit margin of ASK?
The net profit margin of Asia Sermkij Leasing Public Company is about 20.7%, meaning it keeps roughly 20.7% of revenue as net income. Based on the latest reported figures.
Does Asia Sermkij Leasing Public Company pay a dividend?
Asia Sermkij Leasing Public Company currently shows a dividend yield of about 4.42% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.