Bendigo and Adelaide Bank Limited (BEN) Fair Value & Analysis
Financial Services · AU · Market cap A$5.7B
Fair value as of: Jun 26, 2026
From 15 valuation models · updated 3 days ago
Fair value updated Jun 26, 2026 — revised from A$16.56 to A$12.20 (−26.3%) since Jun 24, 2026. Share price +0.5% over the past month.
Price vs Fair Value (12 months)
12‑month range A$9.71 – A$12.74 · fair‑value band A$5.83 – A$19.50 · the A$10.35 price screens below the A$12.20 fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
Bendigo and Adelaide Bank Limited (BEN) currently trades at A$10.35, while our model-based Fair Value estimate is A$12.20 — implying the stock looks roughly 17.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Bendigo and Adelaide Bank Limited generated revenue of A$1.9B at a net margin of -4.4%. It earns a return on equity of -1.2%. Net debt stands at A$10.3B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It also provides home and personal loans, as well as business loans, equipment finance, and foreign exchange; credit and debit cards; personal insurance; travel and holiday products; and financial advice services. In addition, the company offers EFTPOS and payment services, agribusiness solutions, and private banking; residential, business, rural and commercial lending; payments services, wealth management, margin lending, treasury, and foreign exchange services. It operates under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands. The company was founded in 1858 and is he…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Bendigo and Adelaide Bank Limited reported revenue of A$5.3B in FY2025 versus A$2.1B in FY2021, a compound +25.6%/yr. Reported net income was −A$97.1M in FY2025.
Open the full interactive analysis →
Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹747.05 | ₹894.11 | +20% |
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 153,700 KRW | 213,797 KRW | +39% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,260 IDR | 8,520 IDR | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Bendigo and Adelaide Bank Limited (BEN) undervalued?
What is the fair value of BEN?
What is the quality score of BEN?
What is the revenue of Bendigo and Adelaide Bank Limited (BEN)?
What is the net profit margin of BEN?
Does Bendigo and Adelaide Bank Limited pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.