BAWAG Group (BG) Fair Value & Analysis
Financial Services · AT · Market cap €11.9B
Fair value as of: Jun 26, 2026
From 17 valuation models · updated 3 days ago
Share price +11.6% over the past month.
Price vs Fair Value (12 months)
12‑month range €100.67 – €173.20 · fair‑value band €108.92 – €181.53 · the €172.10 price screens above the €145.22 fair value. As of Jun 26, 2026.
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BAWAG Group (BG) currently trades at €172.10, while our model-based Fair Value estimate is €145.22 — implying the stock looks roughly 15.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, BAWAG Group generated revenue of €2.1B at a net margin of 43.3%. Revenue grew 8.4% year over year. It earns a return on equity of 19.0%. Net debt stands at €3.5B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, Germany, Ireland, Switzerland, the Netherlands, North America, and internationally. It operates through Retail & SME; Corporates, Real Estate & Public Sector; and Treasury segments. The Retail & SME segment offers savings, payments, securities, cards and lending, and investment and insurance products and services; small business lending; factoring and leasing business; social housing activities; and auto, mobile, and real estate leasing, as well as consumer and mortgage loans. This segment also owns issues covered with retail assets and Wohnbaubank bonds. The Corporates, Real Estate & Public segment provides lending products; international real estate financing; corporate, mid-cap, and public lending; and other financial services. This segment also owns issues …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
BAWAG Group reported revenue of €2.4B in FY2025 versus €1.3B in FY2021, a compound +15.6%/yr. Reported net income was €860M in FY2025, compounding +15.7%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.