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Bangkok Union Insurance Public Company (BUI) Fair Value & Analysis

Financial Services · TH · Market cap 618M THB

BU Bangkok Union Insurance Public Company BUI · BK
Price10.90 THB
Fair Value16.27 THB
Upside+49.3%
Quality95/100
Evidence: High Range 12.20 THB – 20.34 THB

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Share price −3.5% over the past month.

Price vs Fair Value (12 months)

11.97 THB 9.11 THB Fair Value 16.27 THB Jun 2025 Jun 2026

12‑month range 9.11 THB – 11.97 THB · fair‑value band 12.20 THB – 20.34 THB · the 10.90 THB price screens below the 16.27 THB fair value. As of Jun 26, 2026.

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Analysis

Bangkok Union Insurance Public Company (BUI) currently trades at 10.90 THB, while our model-based Fair Value estimate is 16.27 THB — implying the stock looks roughly 49.3% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Bangkok Union Insurance Public Company generated revenue of 1.4B THB at a net margin of 5.7%. Revenue grew 1.7% year over year. It earns a return on equity of 7.0%. The balance sheet holds a net cash position of 303M THB. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 1.4B THB
Revenue growth (YoY) +1.7%
Net margin 5.7%
Return on equity 7.0%
Free cash flow 173M THB FY2025
P/E ratio 7.2
More key figures
Operating margin 7.1%
EPS (TTM) 1.51 THB
Dividend yield 1.7%
EPS growth (YoY) +157%
Net cash 303M THB FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Bangkok Union Insurance Public Company Limited provides general insurance products in Thailand. It operates through Non-Life Insurance Business " Fire, Non-Life Insurance Business " Marine and Cargo, Non-Life Insurance Business " Motor, Non-Life Insurance Business " Miscellaneous, and Office Space Rental Business segments. The company offers fire insurance comprising fire dwelling house and property all risks insurance; car insurance consisting of compulsory and voluntary motor insurance; and marine and transportation insurance, such as international and inland cargo, carrier's liability, and marine hull and machinery insurance. It also provides miscellaneous insurance comprising health; personal accident insurance, including individual, group, student, and travel accident insurance products; public liability insurance; plate glass insurance; golfers' indemnity insurance; burglary insurance; money insurance; fidelity guarantee insurance; engineering insurance, such as contract works…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Bangkok Union Insurance Public Company reported revenue of 1.4B THB in FY2025 versus 995M THB in FY2021, a compound +9.3%/yr. Reported net income was 71.0M THB in FY2025, compounding −6.4%/yr from FY2021.

Revenue +9.3%/yr
FY21 995M THB
FY22 1.2B THB
FY23 1.1B THB
FY24 1.1B THB
FY25 1.4B THB
Net income −6.4%/yr
FY21 92.4M THB
FY22 60.1M THB
FY23 139M THB
FY24 168M THB
FY25 71.0M THB

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Similar stocks

6 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Chubb Limited C1BL34 R$419.60 R$421.12 +0%
The Progressive Corporation PGR $204.20 $316.22 +55%
Tokio Marine Holdings TKOMF $42.80 $44.64 +4%
The Travelers Companies, Inc TRV 5,323 MXN 5,965 MXN +12%
The Allstate Corporation ALL $210.84 $421.68 +100%
PICC Property and Casualty Company PPCCY $48.70 $64.67 +33%

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Frequently asked questions

Is Bangkok Union Insurance Public Company (BUI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 16.27 THB versus a price of 10.90 THB — about +49% (undervalued). Model-based estimate, not financial advice.
What is the fair value of BUI?
Our 21-model fair value for Bangkok Union Insurance Public Company is 16.27 THB (as of Jun 26, 2026), built from audited fundamentals. The current price is 10.90 THB.
What is the quality score of BUI?
Bangkok Union Insurance Public Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Bangkok Union Insurance Public Company (BUI)?
Bangkok Union Insurance Public Company reported trailing-twelve-month revenue of about 1.4B THB (latest available figure, as of Jun 26, 2026).
What is the net profit margin of BUI?
The net profit margin of Bangkok Union Insurance Public Company is about 5.7%, meaning it keeps roughly 5.7% of revenue as net income. Based on the latest reported figures.
Does Bangkok Union Insurance Public Company pay a dividend?
Bangkok Union Insurance Public Company currently shows a dividend yield of about 1.65% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.