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CASH (CASH) Fair Value & Analysis

Industrials · ID · Market cap 225B IDR

C CASH CASH · JK
Price162.00 IDR
Fair Value120.89 IDR
Upside-25.4%
Quality82/100
Evidence: Medium Range 90.67 IDR – 151.12 IDR

Fair value as of: Jun 24, 2026

From 8 valuation models · updated 5 days ago

Fair value updated Jun 24, 2026 — revised from 335.38 IDR to 120.89 IDR (−64.0%) since Jun 23, 2026. Share price −29.2% over the past month.

Price vs Fair Value (12 months)

287.28 IDR 61.56 IDR Fair Value 120.89 IDR Jun 2025 Jun 2026

12‑month range 61.56 IDR – 287.28 IDR · fair‑value band 90.67 IDR – 151.12 IDR · the 162.00 IDR price screens above the 120.89 IDR fair value. As of Jun 24, 2026.

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Analysis

CASH (CASH) currently trades at 162.00 IDR, while our model-based Fair Value estimate is 120.89 IDR — implying the stock looks roughly 25.4% overvalued today. We read business quality at 82/100 (high quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, CASH generated revenue of 14.1B IDR at a net margin of -74.6%. Revenue declined 37.3% year over year. It earns a return on equity of -74.0%. The balance sheet holds a net cash position of 62.2B IDR. Fundamentals as of Jun 24, 2026

Key figures & financial health

Revenue (TTM) 14.1B IDR
Revenue growth (YoY) -37.3%
Net margin -74.6%
Return on equity -74.0%
Free cash flow 20.0B IDR FY2025
Operating margin -58.7%
More key figures
EPS (TTM) -7.20 IDR
Net cash 62.2B IDR FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 24, 2026. TTM = trailing twelve months.

About the company

PT Cashlez Worldwide Indonesia Tbk, a financial technology company, provides digital financial technology and payment services in Indonesia. The company offers cashPayTech, an all-in-one payment solution; cashMove for withdrawals, transfers, and balance checks; CashlezLink, a digital payment solution without EDC; cashDevice, a device for digital transactions; and cashSoftPost, to accept credit card payments through tapping. It serves merchants and partners through various channels, including offline and online payment gateways. The company was founded in 2015 and is headquartered in Jakarta Pusat, Indonesia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

CASH reported revenue of 110B IDR in FY2025 versus 194B IDR in FY2021, a compound −13.2%/yr. Reported net income was −68.1B IDR in FY2025.

Revenue −13.2%/yr
FY21 194B IDR
FY22 129B IDR
FY23 195B IDR
FY24 138B IDR
FY25 110B IDR
Net income
FY21 −9.6B IDR
FY22 −10.0B IDR
FY23 −28.3B IDR
FY24 −33.7B IDR
FY25 −68.1B IDR

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Frequently asked questions

Is CASH (CASH) undervalued?
As of Jun 24, 2026, our model estimates a fair value of 120.89 IDR versus a price of 162.00 IDR — about −25% (overvalued). Model-based estimate, not financial advice.
What is the fair value of CASH?
Our 21-model fair value for CASH is 120.89 IDR (as of Jun 24, 2026), built from audited fundamentals. The current price is 162.00 IDR.
What is the quality score of CASH?
CASH has a Quality Score of 82/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of CASH (CASH)?
CASH reported trailing-twelve-month revenue of about 14.1B IDR (latest available figure, as of Jun 24, 2026).
What is the net profit margin of CASH?
The net profit margin of CASH is about -74.6%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.