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Close Brothers Group (CBG) Fair Value & Analysis

Financial Services · GB · Market cap 681M GBX

CB Close Brothers Group CBG · LSE
Price£4.47
Fair Value£4.50
Upside+0.6%
Quality95/100
Evidence: High Range £3.29 – £5.58

Fair value as of: Jun 26, 2026

From 16 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from £8.94 to £4.50 (−49.7%) since Jun 24, 2026. Share price −8.5% over the past month.

Price vs Fair Value (12 months)

£5.84 £3.66 Fair Value £4.50 Jun 2025 Jun 2026

12‑month range £3.66 – £5.84 · fair‑value band £3.29 – £5.58 · the £4.47 price screens below the £4.50 fair value. As of Jun 26, 2026.

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Analysis

Close Brothers Group (CBG) currently trades at £4.47, while our model-based Fair Value estimate is £4.50 — implying the stock looks roughly 0.6% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Close Brothers Group generated revenue of £662M at a net margin of -4.6%. Revenue declined 5.5% year over year. It earns a return on equity of -4.8%. Net debt stands at £89.2M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 662M GBX
Revenue growth (YoY) -5.5%
Net margin -4.6%
Return on equity -4.8%
Free cash flow 346M GBX FY2025
Operating margin -19.8%
More key figures
EPS (TTM) £-0.6900
EPS growth (YoY) +9.9%
Net debt 89.2M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Close Brothers Group plc, a merchant banking company, engages in the provision of financial services to small businesses and individuals in the United Kingdom. It operates through three segments: Commercial, Retail, and Property. The company offers commercial services comprises hire purchase; leasing and loans for capital assets; debt factoring; invoice discounting; asset-based lending; and other specialist financing for SMEs. It also provides development finance for residential properties; funding for commercial properties; and refurbishment and bridging finance. In addition, the company offers retail services, including used car, and motorcycle and light commercial vehicle financing; insurance premium financing; and savings products for individuals and corporates. Further, it provides asset, Braemar, beverage, and premium finance; Winterflood business services, investment trust, and securities; aviation and marine finance; broker solutions; Novitas loans; savings; and commercial a…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Close Brothers Group reported revenue of £681M in FY2025 versus £1.1B in FY2021, a compound −12.1%/yr. Reported net income was −£77.9M in FY2025.

Revenue −12.1%/yr
FY21 £1.1B
FY22 £1.1B
FY23 £1.3B
FY24 £1.0B
FY25 £681M
Net income
FY21 £202M
FY22 £165M
FY23 £81.1M
FY24 £100M
FY25 −£77.9M

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Frequently asked questions

Is Close Brothers Group (CBG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £4.50 versus a price of £4.47 — about +1% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CBG?
Our 21-model fair value for Close Brothers Group is £4.50 (as of Jun 26, 2026), built from audited fundamentals. The current price is £4.47.
What is the quality score of CBG?
Close Brothers Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Close Brothers Group (CBG)?
Close Brothers Group reported trailing-twelve-month revenue of about £662M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of CBG?
The net profit margin of Close Brothers Group is about -4.6%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.