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doValue S.p.A (DOV) Fair Value & Analysis

Financial Services · IT · Market cap €449M

DS doValue S.p.A DOV · MI
Price€2.22
Fair Value€0.4900
Upside-77.9%
Quality95/100
Evidence: Medium Range €0.2900 – €0.6400

Fair value as of: Jun 26, 2026

From 9 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from €1.43 to €0.4900 (−65.7%) since Jun 24, 2026. Share price −5.2% over the past month.

Price vs Fair Value (12 months)

€3.25 €1.98 Fair Value €0.4900 Jun 2025 Jun 2026

12‑month range €1.98 – €3.25 · fair‑value band €0.2900 – €0.6400 · the €2.22 price screens above the €0.4900 fair value. As of Jun 26, 2026.

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Analysis

doValue S.p.A (DOV) currently trades at €2.22, while our model-based Fair Value estimate is €0.4900 — implying the stock looks roughly 77.9% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, doValue S.p.A generated revenue of €562M at a net margin of -3.1%. Revenue declined 13.1% year over year. It earns a return on equity of -1.0%. Net debt stands at €790M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) €562M
Revenue growth (YoY) -13.1%
Net margin -3.1%
Return on equity -1.0%
Free cash flow −€257M FY2025
Operating margin 9.6%
More key figures
EPS (TTM) €-0.0900
Dividend yield 4.1%
EPS growth (YoY) +195%
Net debt €790M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

doValue S.p.A. engages in the management of non-performing loans (NLP), unlikely to pay (UTP), early arrears, and performing loans for banks and investors in Italy, Spain, Greece, and Cyprus. The company offers NPL servicing, including administration, management, and recovery of loans utilizing in court and out-of-court recovery processes for and on behalf of third parties for portfolios mainly consisting in non-performing loans; and real estate servicing, such as real estate collateral management, real estate development, and property management services. It also provides administration, management, and restructuring of loans classified as unlikely-to-pay, on behalf of third parties, with the aim of returning them to performing status; and management of performing loans or loans past due by less than 90 days, not yet classified as non-performing, on behalf of third parties. In addition, the company offers services for the collection and organization of information in data room envi…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

doValue S.p.A reported revenue of €582M in FY2025 versus €565M in FY2021, a compound +0.7%/yr. Reported net income was −€8.2M in FY2025.

Revenue +0.7%/yr
FY21 €565M
FY22 €560M
FY23 €486M
FY24 €484M
FY25 €582M
Net income
FY21 €33.2M
FY22 €26.5M
FY23 −€18.9M
FY24 €1.9M
FY25 −€8.2M

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Frequently asked questions

Is doValue S.p.A (DOV) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €0.4900 versus a price of €2.22 — about −78% (overvalued). Model-based estimate, not financial advice.
What is the fair value of DOV?
Our 21-model fair value for doValue S.p.A is €0.4900 (as of Jun 26, 2026), built from audited fundamentals. The current price is €2.22.
What is the quality score of DOV?
doValue S.p.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of doValue S.p.A (DOV)?
doValue S.p.A reported trailing-twelve-month revenue of about €562M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of DOV?
The net profit margin of doValue S.p.A is about -3.1%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does doValue S.p.A pay a dividend?
doValue S.p.A currently shows a dividend yield of about 4.05% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.