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Fidelity National Information Services, Inc (F1NI34) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Fidelity National Information Services, Inc BRL 6.71, price BRL 10.79, upside -37.8%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Broad data
Sep 29, 2026
Fidelity National Information Services, Inc
F1NI34 · SAStretched ValuationStrong overvaluation with only moderate quality.
!Fair value R$6.71 · Strongly overvalued (−37.8%)
✓Quality 62/100
!Weak Growth (revenue 5y −3.2 %/yr)
✓Highly profitable · 23.4% net margin (TTM)
✓Moderate debt · generates free cash flow
✓15.2% dividend yield · Sustainable
!Moderate moat 63/100
What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 29, 2026.
How to read this chart
60‑month range R$10.77 – R$44.06 · fair‑value band R$4.66 – R$10.59 · the R$10.79 price screens above the R$6.71 fair value. Dashed = 300-day average. As of Sep 29, 2026.
Company profile
Fidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments.
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Fidelity National Information Services, Inc. provides solutions to financial institutions, businesses, and developers worldwide. The company operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. It provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. The company also offers trading and assets, lending, leveraged and syndicated loan markets, and treasury and risk solutions. Fidelity National Information Services, Inc. was founded in 1968 and is headquartered in Jacksonville, Florida.
Stock analysis
Fidelity National Information Services, Inc (F1NI34) currently trades at R$10.79, while our model-based Fair Value estimate is R$6.71, 37.8% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of R$10.30 per share, and 6 of the 24 models we run sit above the R$10.79 price.
Bear case: the Earnings-Based group reads lowest at R$2.96, and 18 of the 24 models stay below the price. Evidence for this calculation is high.
Scenario range: R$4.66 (bear) to R$10.59 (bull), the price of R$10.79 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Fidelity National Information Services, Inc reported revenue of $10.7B in FY2025 versus $13.9B in FY2021, a compound −6.3%/yr. Reported net income was $382M in FY2025, compounding −2.2%/yr from FY2021.
Key figures
Market cap R$112B (≈ $21.5B) · P/E ratio 6.5 · P/S ratio 0.23 · EPS (TTM) R$1.67 · Net margin 3.6% · Return on equity 17.2% · Return on assets (EBIT) −2.3% · Operating margin 16.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 53% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 55% fair-value upside, at −38%, F1NI34 screens richer than that median.
Fair Value models
Bear R$4.66
Fair Value R$6.71
Bull R$10.59
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (R$0.0227 per share) are deliberately not added.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF
R$8.38
R$13.46
R$22.40
78
Growth DCF
R$8.90
R$13.81
R$21.87
77
Residual Income
R$6.37
R$6.24
R$6.31
76
All 24 models by family
DCF Models
FCF DCF
R$8.38
R$13.46
R$22.40
78
Owner Earnings
R$4.84
R$8.60
R$15.23
74
5Y Revenue Exit
R$5.58
R$10.06
R$16.27
71
5Y EBITDA Exit
R$16.52
R$28.81
R$44.35
74
5Y P/E Exit
R$2.53
R$4.82
R$7.43
69
10Y Revenue Exit
R$6.26
R$10.36
R$15.03
66
10Y EBITDA Exit
R$13.28
R$22.79
R$33.91
67
10Y P/E Exit
R$4.65
R$6.88
R$9.09
64
Earnings-Based
Graham-Dodd
R$1.64
R$2.96
R$3.66
66
EPV
R$2.84
R$4.20
R$5.39
73
Dividend Discount
Gordon GGM
R$4.91
R$6.44
R$8.00
69
DDM Multi-Stage
R$4.91
R$6.72
R$8.89
67
Multiples
P/E Multiple
R$5.07
R$6.75
R$8.44
63
P/S Multiple
R$3.08
R$4.10
R$5.13
58
P/B Multiple
R$3.08
R$4.10
R$5.13
55
EV/EBIT
R$14.41
R$20.99
R$27.58
65
EV/EBITDA
R$25.52
R$35.81
R$46.10
67
EV/Revenue
R$4.64
R$8.92
R$13.20
51
Asset-Based
NCAV (Graham)
R$4.39
R$5.88
R$8.78
54
Growth DCF
Growth DCF
R$8.90
R$13.81
R$21.87
77
Rev-Margin DCF
R$5.58
R$10.30
R$15.99
71
Economic Profit
Residual Income
R$6.37
R$6.24
R$6.31
76
ROIC Compounder
R$2.84
R$4.20
R$5.39
71
Growth Earnings
Growth-Adj P/E
R$3.55
R$5.07
R$6.59
67
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Set up alert →Quality Score breakdown
Overall quality
62/100
Of which business quality 58 · Market factors (momentum, volatility) 22
Profitability
22
Margins and returns on capital today
Quality Growth
31
Are margins and returns improving?
Cashflow
78
Earnings quality: real cash, not paper profit
Fin. Strength
48
Balance sheet, leverage, solvency risk
Investment
87
Disciplined investing over empire-building
Low Volatility
56
Calm price path (market factor)
Momentum
12
Price trend over the last 3–12 months (market factor)
52W Momentum
0
Distance to the 52-week high (market factor)
Net Issuance
100
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+5.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.2%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.6%
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+8.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year+8.7%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.6% → 16%
⚠ Revenue per share shrinking 4.9%/yr over ~6Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
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Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Information Technology Services stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| International Business Machines Corporation IBM | $219.93 | $186.56 | −15% |
| Accenture plc ACN | $183.37 | $305.06 | +66% |
| Tata Consultancy Services Limited TCS | ₹2,082 | ₹2,993 | +44% |
| Infosys Limited INFY | ₹994.10 | ₹1,691 | +70% |
| HCL Technologies Limited HCLTECH | ₹1,243 | ₹1,926 | +55% |
| Cognizant Technology Solutions Corporation CTSH | $56.84 | $138.62 | +144% |
| Amadeus IT Group AMS | €52.80 | €65.98 | +25% |
| Broadridge Financial Solutions, Inc BR | $161.15 | $159.88 | −1% |
| CDW Corporation CDW | $129.71 | $165.54 | +28% |
| Wipro Limited WIPRO | ₹164.02 | ₹287.86 | +76% |
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Frequently asked questions
Is Fidelity National Information Services, Inc (F1NI34) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of R$6.71 versus a price of R$10.79, about −38% upside (overvalued).
What is the fair value of F1NI34?
Our model-based fair value for Fidelity National Information Services, Inc is R$6.71 (as of Sep 29, 2026), built from audited fundamentals. The current price: R$10.79.
What is the quality score of F1NI34?
Fidelity National Information Services, Inc has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Fidelity National Information Services, Inc (F1NI34)?
Our model-based price target is the fair value of R$6.71 (as of Sep 29, 2026) from 24 valuation models. Cautious scenario R$4.66, optimistic scenario R$10.59. It is a calculation from audited fundamentals, not an analyst target.
What is the Fidelity National Information Services, Inc stock forecast for 2026?
Our models put fair value at R$6.71, about −38% upside versus a price of R$10.79 (overvalued). Cautious scenario R$4.66, optimistic scenario R$10.59. The calculation is refreshed regularly with new filings.
What is the revenue of Fidelity National Information Services, Inc (F1NI34)?
Fidelity National Information Services, Inc reported trailing-twelve-month revenue of about $11.4B (latest available figure, as of Sep 29, 2026).
What is the intrinsic value of Fidelity National Information Services, Inc (F1NI34)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Fidelity National Information Services, Inc it is R$6.71 per share (as of Sep 29, 2026), against a price of R$10.79. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Fidelity National Information Services, Inc stock overvalued or undervalued in 2026?
As of Sep 29, 2026, F1NI34 trades above its calculated fair value: price R$10.79, fair value R$6.71, a gap of about −38% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of F1NI34?
No. The price is what the market pays today (R$10.79); the fair value is what the company's own numbers justify (R$6.71). For Fidelity National Information Services, Inc the two are R$4.08 per share apart. That gap is exactly why we show both numbers side by side.
How much is Fidelity National Information Services, Inc worth?
The market values Fidelity National Information Services, Inc at about R$112B (market capitalisation, as of Sep 29, 2026). Per share that is R$10.79; our models calculate a fair value of R$6.71 per share.
What do the bullish and bearish scenarios say about F1NI34?
Our models span a range for Fidelity National Information Services, Inc: cautious scenario R$4.66, base R$6.71, optimistic R$10.59 per share (as of Sep 29, 2026, price R$10.79). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is F1NI34 from its 52-week high?
Fidelity National Information Services, Inc trades at R$10.79, about 53% below its 52-week high of R$22.86 and at the low of R$10.77 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of R$6.71 is for.
Which stocks are comparable to Fidelity National Information Services, Inc?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Fidelity National Information Services, Inc stock attractive at the current price?
The data as of Sep 29, 2026: price R$10.79, calculated fair value R$6.71 (−38%), Quality Score 62/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of F1NI34 calculated?
We run Fidelity National Information Services, Inc through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R$6.71, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Fidelity National Information Services, Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Fidelity National Information Services, Inc (F1NI34)?
The closing price on Oct 1, 2026 was R$10.79. Our model-based fair value is R$6.71, about −38% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Fidelity National Information Services, Inc right now?
Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (R$4.66 to R$10.59) leaves room in how you read the outcome.
Key figures of Fidelity National Information Services, Inc
How large is the market capitalisation of Fidelity National Information Services, Inc (F1NI34)?
The market capitalisation of Fidelity National Information Services, Inc is R$112B (≈ $21.5B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Fidelity National Information Services, Inc (F1NI34)?
The price-to-earnings ratio of Fidelity National Information Services, Inc is 6.5. Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Fidelity National Information Services, Inc (F1NI34)?
The price-to-sales ratio of Fidelity National Information Services, Inc is 0.23 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Fidelity National Information Services, Inc (F1NI34)?
Earnings per share at Fidelity National Information Services, Inc are R$1.67 (price ÷ EPS = P/E 6.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Fidelity National Information Services, Inc (F1NI34)?
The net margin of Fidelity National Information Services, Inc is 3.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Fidelity National Information Services, Inc (F1NI34)?
The return on equity (ROE) of Fidelity National Information Services, Inc is 17.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Fidelity National Information Services, Inc (F1NI34)?
On an EBIT basis the return on assets of Fidelity National Information Services, Inc is −2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Fidelity National Information Services, Inc (F1NI34)?
The operating margin of Fidelity National Information Services, Inc is 16.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Fidelity National Information Services, Inc (F1NI34)?
Revenue at Fidelity National Information Services, Inc is growing +30.1% versus a year earlier (3y avg −9.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Fidelity National Information Services, Inc (F1NI34)?
Earnings per share at Fidelity National Information Services, Inc are growing +30.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Fidelity National Information Services, Inc (F1NI34) generate?
The free cash flow of Fidelity National Information Services, Inc is $1.8B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Fidelity National Information Services, Inc (F1NI34) carry?
The net debt of Fidelity National Information Services, Inc is $12.5B (fiscal year 2025, ≈ 6.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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