FB Financial Corporation (FBK) Fair Value & Analysis
Financial Services · US · Market cap $2.7B
FB Financial Corporation
FBK · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 3 days ago
Share price +4.6% over the past month.
Price vs Fair Value (12 months)
12‑month range $44.94 – $61.59 · fair‑value band $23.20 – $38.67 · the $55.49 price screens above the $30.94 fair value. As of Jun 26, 2026.
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FB Financial Corporation (FBK) currently trades at $55.49, while our model-based Fair Value estimate is $30.94 — implying the stock looks roughly 44.2% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, FB Financial Corporation generated revenue of $558M at a net margin of 25.3%. Revenue grew 31.9% year over year. It earns a return on equity of 7.9%. The balance sheet holds a net cash position of $659M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers interest-bearing checking, noninterest-bearing demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and consumer customers; and time deposits, as well as residential mortgage loans and loan securitization services to third party private investors or government sponsored agencies. The company also provides owner-occupied and non-owner-occupied commercial real estate loans; residential real estate 1-4 family mortgage, multi-family residential, commercial and industrial, construction, land acquisition and land development loans, and single-family interim construction loans, as well as residential lines of credit; consumer and other loans, such as car, boat, and other recreational vehicle loans; and personal lines of cred…
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
FB Financial Corporation reported revenue of $878M in FY2025 versus $613M in FY2021, a compound +9.4%/yr. Reported net income was $123M in FY2025, compounding −10.4%/yr from FY2021.
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Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹746.85 | ₹880.28 | +18% |
| PT Bank Central Asia Tbk BBCA | 6,225 IDR | 6,617 IDR | +6% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,910 IDR | 4,891 IDR | +68% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 154,000 KRW | 172,992 KRW | +12% |
| PT Bank Mandiri (Persero) Tbk BMRI | 3,710 IDR | 7,420 IDR | +100% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.