ING Bank Slaski S.A (ING) Fair Value & Analysis
Financial Services · PL · Market cap 56.4B PLN
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 3 days ago
Share price +1.8% over the past month.
Price vs Fair Value (12 months)
12‑month range 281.92 PLN – 472.13 PLN · fair‑value band 347.21 PLN – 578.68 PLN · the 445.80 PLN price screens below the 462.94 PLN fair value. As of Jun 26, 2026.
✦ Which stocks are undervalued right now? Check free Discover now →Analysis
ING Bank Slaski S.A (ING) currently trades at 445.80 PLN, while our model-based Fair Value estimate is 462.94 PLN — implying the stock looks roughly 3.8% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, ING Bank Slaski S.A generated revenue of 11.1B PLN at a net margin of 39.9%. Revenue grew 4.6% year over year. It earns a return on equity of 22.6%. Net debt stands at 8.6B PLN. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
ING Bank Slaski S.A., together with its subsidiaries, provides various banking products and services for retail clients and businesses in Poland. It operates in two segments, Retail Banking and Corporate Banking. The company accepts personal and business accounts. Its loan products include cash loans, mortgages, business line of credit, invoice financing, leasing, factoring, investment loans, business loans, trade finance, guarantees, long-term financing, commercial real estate financing, and reverse factoring. The company also offers credit and debit cards; investment and savings, and insurance products; and payments, transfers, financial management, currency exchange, financial risk management, trust, and mobile and internet banking services. In addition, it offers pensions, insurance, and independent accounting services. The company was founded in 1989 and is headquartered in Katowice, Poland. ING Bank Slaski S.A. is a subsidiary of ING Bank N.V.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
ING Bank Slaski S.A reported revenue of 11.8B PLN in FY2025 versus 6.9B PLN in FY2021, a compound +14.5%/yr. Reported net income was 4.6B PLN in FY2025, compounding +19.0%/yr from FY2021.
Open the full interactive analysis →
Similar stocks
6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| HDFC Bank Limited HDFCBANK | ₹796.30 | ₹641.88 | -19% |
| PT Bank Central Asia Tbk BBCA | 4,850 IDR | 5,562 IDR | +15% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| KB Financial Group 105560 | 157,000 KRW | 205,701 KRW | +31% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,260 IDR | 8,520 IDR | +100% |
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is ING Bank Slaski S.A (ING) undervalued?
What is the fair value of ING?
What is the quality score of ING?
What is the revenue of ING Bank Slaski S.A (ING)?
What is the net profit margin of ING?
Does ING Bank Slaski S.A pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.