Fairvalue-Calculator Fairvalue-Calculator
EN DE

Investec Group (INL) Fair Value & Analysis

Financial Services · ZA · Market cap 34.0B ZAC

IG Investec Group INL · JSE
PriceR133.83
Fair ValueR39.31
Upside-70.6%
Quality97/100
Evidence: High Range R29.48 – R49.13

Fair value as of: Jun 26, 2026

From 16 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from R30.94 to R39.31 (+27.1%) since Jun 24, 2026. Share price −6.5% over the past month.

Price vs Fair Value (12 months)

R144.25 R117.05 Fair Value R39.31 Jun 2025 Jun 2026

12‑month range R117.05 – R144.25 · fair‑value band R29.48 – R49.13 · the R133.83 price screens above the R39.31 fair value. As of Jun 26, 2026.

✦ Which stocks are undervalued right now? Check free Discover now →

Analysis

Investec Group (INL) currently trades at R133.83, while our model-based Fair Value estimate is R39.31 — implying the stock looks roughly 70.6% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Investec Group generated revenue of 2.1B ZAR at a net margin of 35.1%. Revenue grew 7.8% year over year. It earns a return on equity of 12.4%. Net debt stands at 4.0B ZAR. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 2.1B ZAC
Revenue growth (YoY) +7.8%
Net margin 35.1%
Return on equity 12.4%
Free cash flow −585M ZAC FY2025
P/E ratio 8.1
More key figures
Operating margin 40.7%
EPS (TTM) R16.78
EPS growth (YoY) +9.2%
Net debt 4.0B ZAC FY2026

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Investec Group provides various financial products and services in South Africa, the United Kingdom, and internationally. The company provides private banking services; wealth services, including wealth and portfolio management, stockbroking, and offshore and retirement investment, and intergenerational wealth solutions; savings accounts; personal and property financing, and finance for practice; and insurance solutions comprising severe illness, disability, life, mortgage and income protection, and business overloads. It also offers business banking solutions, such as trade and debtor, asset and leverage, structured property, technology asset, supply chain, and medical practice financing services, as well as financing for corporate and private equity firms; transaction banking, private capital, and forex and risk management solutions; foreign exchange services; instant access and call, notice, and fixed-term deposit accounts; and money market services and equity structured products…

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Investec Group reported revenue of R4.9B in FY2026 versus R1.9B in FY2022, a compound +27.1%/yr. Reported net income was R754M in FY2026, compounding +9.9%/yr from FY2022.

Revenue +27.1%/yr
FY22 R1.9B
FY23 R1.8B
FY24 R4.8B
FY25 R2.0B
FY26 R4.9B
Net income +9.9%/yr
FY22 R516M
FY23 R805M
FY24 R941M
FY25 R693M
FY26 R754M

Open the full interactive analysis →

Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
HDFC Bank Limited HDFCBANK ₹786.40 ₹1,389 +77%
PT Bank Central Asia Tbk BBCA 4,850 IDR 5,562 IDR +15%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,590 IDR 5,180 IDR +100%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
KB Financial Group 105560 151,900 KRW 213,797 KRW +41%
PT Bank Mandiri (Persero) Tbk BMRI 4,260 IDR 8,520 IDR +100%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is Investec Group (INL) undervalued?
As of Jun 26, 2026, our model estimates a fair value of R39.31 versus a price of R133.83 — about −71% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INL?
Our 21-model fair value for Investec Group is R39.31 (as of Jun 26, 2026), built from audited fundamentals. The current price is R133.83.
What is the quality score of INL?
Investec Group has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Investec Group (INL)?
Investec Group reported trailing-twelve-month revenue of about 2.1B ZAR (latest available figure, as of Jun 26, 2026).
What is the net profit margin of INL?
The net profit margin of Investec Group is about 35.1%, meaning it keeps roughly 35.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.