Fairvalue-Calculator Fairvalue-Calculator
EN DE

JAPAN POST BANK Co (JPPTY) Fair Value & Analysis

Financial Services · US · Market cap $71.6B

Price$18.70
Fair Value$12.61
Upside-32.6%
Quality97/100
Evidence: High Range $9.46 – $15.76

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

JAPAN POST BANK Co (JPPTY) currently trades at $18.70, while our model-based Fair Value estimate is $12.61 — implying the stock looks roughly 32.6% overvalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

JAPAN POST BANK Co., Ltd. provides financial products and services in Japan and internationally. The company offers regular, fixed, and wealth building saving accounts, remittance and payment pension account. It also provides loans and lending comprising mortgage, account overdraft, and savings-secured automatic loans. In addition, it offers asset management and defined contribution pension plans, including investment trusts, variable annuities, and government bonds. Further, it provides stores and ATM services. The company was formerly known as Yucho Co, Ltd. and changed its name to JAPAN POST BANK Co., Ltd. in October 2007. The company was incorporated in 2006 and is headquartered in Tokyo, Japan. JAPAN POST BANK Co., Ltd. is a subsidiary of Japan Post Holdings Co., Ltd.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) -20% PT Bank Central Asia Tbk (BBCA) +0% KB Financial Group (105560) +31% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +22%

Frequently asked questions

Is JAPAN POST BANK Co (JPPTY) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $12.61 versus a price of $18.70 — about −33% (overvalued). Model-based estimate, not financial advice.
What is the fair value of JPPTY?
Our 21-model fair value for JAPAN POST BANK Co is $12.61 (as of Jun 26, 2026), built from audited fundamentals. The current price is $18.70.
What is the quality score of JPPTY?
JAPAN POST BANK Co has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.