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Laurentian Bank of Canada, (LB) Fair Value & Analysis

Financial Services · CA · Market cap C$1.8B

LB Laurentian Bank of Canada, LB · TO
PriceC$40.51
Fair ValueC$40.59
Upside+0.2%
Quality95/100
Evidence: High Range C$30.45 – C$50.74

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from C$45.59 to C$40.59 (−11.0%) since Jun 24, 2026. Share price +0.8% over the past month.

Price vs Fair Value (12 months)

C$40.52 C$29.23 Fair Value C$40.59 Jun 2025 Jun 2026

12‑month range C$29.23 – C$40.52 · fair‑value band C$30.45 – C$50.74 · the C$40.51 price screens below the C$40.59 fair value. As of Jun 26, 2026.

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Analysis

Laurentian Bank of Canada, (LB) currently trades at C$40.51, while our model-based Fair Value estimate is C$40.59 — implying the stock looks roughly 0.2% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Laurentian Bank of Canada, generated revenue of C$884M at a net margin of 3.2%. Revenue declined 17.3% year over year. It earns a return on equity of 1.0%. Net debt stands at C$18.1B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) C$884M
Revenue growth (YoY) -17.3%
Net margin 3.2%
Return on equity 1.0%
Free cash flow C$342M FY2025
P/E ratio 130.0
More key figures
Operating margin -0.8%
EPS (TTM) C$0.3100
Dividend yield 4.7%
EPS growth (YoY) -24.6%
Net debt C$18.1B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, commercial, and institutional customers in Canada and the United States. It operates through Personal and Commercial Banking, and the Capital Markets segments. The company offers chequing, current, business, savings, day by day US dollar, youth, and senior accounts; personal and student line of credit; personal, student, RRSP, and term loans; fixed and variable rate mortgage; equity line of credit; commercial lending; revolving credit; financing solutions; and mortgage and loan insurance. It also provides international services; and guaranteed investment certificates, term deposits, mutual funds, and other registered plans. In addition, the company offers government tax returns and remittance, banking transactions, ATMs, and operations managements solutions; and payment services, such as interac e-transfer, wire transfers, electronic funds transfers, and deposit box. The compa…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Laurentian Bank of Canada, reported revenue of C$2.3B in FY2025 versus C$1.6B in FY2021, a compound +10.6%/yr. Reported net income was C$140M in FY2025, compounding +25.1%/yr from FY2021.

Revenue +10.6%/yr
FY21 C$1.6B
FY22 C$1.8B
FY23 C$2.6B
FY24 C$2.6B
FY25 C$2.3B
Net income +25.1%/yr
FY21 C$57.1M
FY22 C$227M
FY23 C$181M
FY24 −C$5.5M
FY25 C$140M

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Frequently asked questions

Is Laurentian Bank of Canada, (LB) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$40.59 versus a price of C$40.51 — about +0% (undervalued). Model-based estimate, not financial advice.
What is the fair value of LB?
Our 21-model fair value for Laurentian Bank of Canada, is C$40.59 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$40.51.
What is the quality score of LB?
Laurentian Bank of Canada, has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Laurentian Bank of Canada, (LB)?
Laurentian Bank of Canada, reported trailing-twelve-month revenue of about C$884M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of LB?
The net profit margin of Laurentian Bank of Canada, is about 3.2%, meaning it keeps roughly 3.2% of revenue as net income. Based on the latest reported figures.
Does Laurentian Bank of Canada, pay a dividend?
Laurentian Bank of Canada, currently shows a dividend yield of about 4.67% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.