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Polar Capital Technology Trust plc (PCT) Fair Value & Analysis

Financial Services · GB · Market cap 8.1B GBX

PC Polar Capital Technology Trust plc PCT · LSE
Price£7.08
Fair Value£1.81
Upside-74.4%
Quality69/100
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Evidence: High Range £1.35 – £2.26

Fair value as of: Jun 26, 2026

From 19 valuation models · updated 7 days ago

Share price −6.1% over the past month.

Price vs Fair Value (12 months)

£7.59 £3.77 Fair Value £1.81 Jul 2025 Jul 2026

12‑month range £3.77 – £7.59 · fair‑value band £1.35 – £2.26 · the £7.08 price screens above the £1.81 fair value. As of Jun 26, 2026.

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Analysis

Polar Capital Technology Trust plc (PCT) currently trades at £7.08, while our model-based Fair Value estimate is £1.81 — implying the stock looks roughly 74.4% overvalued today. We read business quality at 69/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Polar Capital Technology Trust plc generated revenue of £2.2B at a net margin of 98.7%. It earns a return on equity of 41.6%. The balance sheet holds a net cash position of £109M. The stock trades on a trailing P/E of 3.8. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 2.2B GBX
Revenue growth (YoY) +439%
Net margin 98.7%
Return on equity 41.6%
Free cash flow 176M GBX FY2025
P/E ratio 3.8
More key figures
Operating margin 99.3%
EPS (TTM) £1.89
EPS growth (YoY) +490%
Net cash 109M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Polar Capital Technology Trust plc is a closed ended equity mutual fund launched and managed by Polar Capital LLP. The fund invests in public equity markets across the globe. It seeks to invest in stocks of companies operating in the technology sector and other sectors which use technology like information, media, communications, environment, computing, healthcare, and renewable energy. The fund invests in stocks of companies across all market capitalizations. It employs fundamental analysis, with a focus on such factors as management quality, globalization of major technology trends, and international valuation anomalies to create its portfolio. The fund benchmarks the performance of its portfolio against the Dow Jones World Technology Index (Total Return). It was formerly known as Henderson Technology Trust Plc. Polar Capital Technology Trust plc was formed on December 16, 1996 and is domiciled in the United Kingdom.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Polar Capital Technology Trust plc reported revenue of £124M in FY2025 versus £1.1B in FY2021, a compound −41.6%/yr. Reported net income was £118M in FY2025, compounding −42.2%/yr from FY2021.

Revenue −41.6%/yr
FY21 £1.1B
FY22 −£255M
FY23 −£102M
FY24 £1.1B
FY25 £124M
Net income −42.2%/yr
FY21 £1.1B
FY22 −£259M
FY23 −£105M
FY24 £1.1B
FY25 £118M

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Frequently asked questions

Is Polar Capital Technology Trust plc (PCT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £1.81 versus a price of £7.08 — about −74% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PCT?
Our model-based fair value for Polar Capital Technology Trust plc is £1.81 (as of Jun 26, 2026), built from audited fundamentals. The current price is £7.08.
What is the quality score of PCT?
Polar Capital Technology Trust plc has a Quality Score of 69/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Polar Capital Technology Trust plc (PCT)?
Polar Capital Technology Trust plc reported trailing-twelve-month revenue of about £2.2B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of PCT?
The net profit margin of Polar Capital Technology Trust plc is about 98.7%, meaning it keeps roughly 98.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.