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Plenti Group (PLT) Fair Value & Analysis

Financial Services · AU · Market cap A$146M

PG Plenti Group PLT · AU
PriceA$0.8000
Fair ValueA$1.02
Upside+27.5%
Quality95/100
Evidence: High Range A$0.7600 – A$1.27

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 3 days ago

Share price −1.3% over the past month.

Price vs Fair Value (12 months)

A$1.66 A$0.7532 Fair Value A$1.02 Jun 2025 Jun 2026

12‑month range A$0.7532 – A$1.66 · fair‑value band A$0.7600 – A$1.27 · the A$0.8000 price screens below the A$1.02 fair value. As of Jun 26, 2026.

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Analysis

Plenti Group (PLT) currently trades at A$0.8000, while our model-based Fair Value estimate is A$1.02 — implying the stock looks roughly 27.5% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Plenti Group generated revenue of A$124M at a net margin of 11.5%. Revenue grew 26.6% year over year. It earns a return on equity of 21.8%. Net debt stands at A$2.8B. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) A$124M
Revenue growth (YoY) +26.6%
Net margin 11.5%
Return on equity 21.8%
Free cash flow A$48.8M FY2025
P/E ratio 10.0
More key figures
Operating margin 9.5%
EPS (TTM) A$0.0800
EPS growth (YoY) -83.7%
Net debt A$2.8B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Plenti Group Limited operates as a digital lender company to consumer and commercial borrowers in Australia. It personal, car, debt consolidation, holiday, EV, green, wedding, motorcycle, caravan, dental, funeral, education, jet ski, moving costs, secured car, unsecured personal, and car repair loans, as well renewable energy loans. The company also provides auto refinancing; and invest in fixed income, green income, and provision fund. Plenti Group Limited was founded in 2014 and is headquartered in Sydney, Australia.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Plenti Group reported revenue of A$312M in FY2025 versus A$88.5M in FY2021, a compound +37.1%/yr. Reported net income was A$14.3M in FY2025.

Revenue +37.1%/yr
FY21 A$88.5M
FY22 A$143M
FY23 A$211M
FY24 A$231M
FY25 A$312M
Net income
FY21 −A$6.3M
FY22 −A$13.6M
FY23 −A$14.7M
FY24 A$24.8M
FY25 A$14.3M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Visa Inc V 5,663 MXN 3,002 MXN -47%
Mastercard Incorporated MA C$29.95 C$17.84 -40%
M4I M4I €430.50 €367.81 -15%
American Express Company AXP C$28.87 C$17.03 -41%
Capital One Financial Corporation COF $200.70 $125.08 -38%
Bajaj Finance Limited BAJFINANCE ₹884.10 ₹604.72 -32%

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Frequently asked questions

Is Plenti Group (PLT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$1.02 versus a price of A$0.8000 — about +28% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PLT?
Our 21-model fair value for Plenti Group is A$1.02 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$0.8000.
What is the quality score of PLT?
Plenti Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Plenti Group (PLT)?
Plenti Group reported trailing-twelve-month revenue of about A$124M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of PLT?
The net profit margin of Plenti Group is about 11.5%, meaning it keeps roughly 11.5% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.