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TwentyFour Select Monthly Income Fund Limited (SMIF) Fair Value & Analysis

Financial Services · GB · Market cap 304M GBX

TS TwentyFour Select Monthly Income Fund Limited SMIF · LSE
Price£0.8620
Fair Value£1.08
Upside+25.3%
Quality53/100
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Evidence: High Range £0.8100 – £1.35

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 7 days ago

Share price +0.3% over the past month.

Price vs Fair Value (12 months)

£0.8650 £0.7619 Fair Value £1.08 Jul 2025 Jul 2026

12‑month range £0.7619 – £0.8650 · fair‑value band £0.8100 – £1.35 · the £0.8620 price screens below the £1.08 fair value. As of Jun 26, 2026.

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Analysis

TwentyFour Select Monthly Income Fund Limited (SMIF) currently trades at £0.8620, while our model-based Fair Value estimate is £1.08 — implying the stock looks roughly 25.3% undervalued today. We read business quality at 53/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

The balance sheet holds a net cash position of £6.3M. The stock trades on a trailing P/E of 8.6. Fundamentals as of Jun 26, 2026

Key figures & financial health

Return on equity 1,347%
Free cash flow 11.3M GBX FY2025
P/E ratio 8.6
EPS (TTM) £0.1000
Net cash 6.3M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

TwentyFour Select Monthly Income Fund Limited is a closed-ended fixed income mutual fund launched by Numis Securities Ltd. The fund is managed by TwentyFour Asset Management LLP. It invests in fixed income markets of the United Kingdom. The fund primarily invests in "less liquid" instruments across the debt spectrum, including asset backed securities, bank capital, corporate loans, high yield bonds, and leveraged loans issued by a wide variety of issuers. It employs fundamental analysis with both top-down and bottom-up security selection approaches, focusing on such factors as economic fundamentals, market technicals, sentiment, valuations, and risk/stress analysis to create its portfolio. TwentyFour Select Monthly Income Fund Limited was formed on March 13, 2014 and is domiciled in Guernsey.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TwentyFour Select Monthly Income Fund Limited reported revenue of £24.7M in FY2025 versus £25.7M in FY2021, a compound −1.0%/yr. Reported net income was £27.3M in FY2025, compounding +2.2%/yr from FY2021.

Revenue −1.0%/yr
FY21 £25.7M
FY22 −£34.7M
FY23 £27.8M
FY24 £40.5M
FY25 £24.7M
Net income +2.2%/yr
FY21 £25.0M
FY22 −£35.5M
FY23 £26.9M
FY24 £39.5M
FY25 £27.3M

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Frequently asked questions

Is TwentyFour Select Monthly Income Fund Limited (SMIF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £1.08 versus a price of £0.8620 — about +25% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SMIF?
Our model-based fair value for TwentyFour Select Monthly Income Fund Limited is £1.08 (as of Jun 26, 2026), built from audited fundamentals. The current price is £0.8620.
What is the quality score of SMIF?
TwentyFour Select Monthly Income Fund Limited has a Quality Score of 53/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the net profit margin of SMIF?
The net profit margin of TwentyFour Select Monthly Income Fund Limited is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.