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Spenda Limited (SPX) Fair Value & Analysis

Technology · AU · Market cap A$5.2M

SL Spenda Limited SPX · AU
PriceA$0.0020
Fair ValueA$0.0022
Upside+8.0%
Quality95/100
Evidence: Low Range A$0.0022 – A$0.0024

Fair value as of: Jun 26, 2026

From 3 valuation models · updated 3 days ago

Fair value updated Jun 26, 2026 — revised from A$0.0100 to A$0.0022 (−78.4%) since Jun 25, 2026. Share price −83.3% over the past month.

Price vs Fair Value (12 months)

A$0.1067 A$0.0013 Fair Value A$0.0022 Jun 2025 Jun 2026

12‑month range A$0.0013 – A$0.1067 · fair‑value band A$0.0022 – A$0.0024 · the A$0.0020 price screens below the A$0.0022 fair value. As of Jun 26, 2026.

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Analysis

Spenda Limited (SPX) currently trades at A$0.0020, while our model-based Fair Value estimate is A$0.0022 — implying the stock looks roughly 8.0% undervalued today. We read business quality at 95/100 (high quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Trailing-twelve-month revenue stands at A$10.4M. Revenue declined 14.9% year over year. Net debt stands at A$1.1M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) A$10.4M
Revenue growth (YoY) -14.9%
Net margin -202%
Return on equity -102%
Free cash flow −A$1.9M FY2025
Operating margin -143%
More key figures
EPS (TTM) A$-0.0900
Net debt A$1.1M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company offers business-to-business payment services; merchant services; solutions for integrating payments into the software platform or marketplace; and invoice, supplier, buyer, and agri finance solutions. It also provides accounts receivable automation software for streamlining collections and accelerating incoming payments; accounts payable automation software for managing supplier payments and driving stronger cash flow; sales order management for collaborating on orders with customers; portable point of sale systems; eCommerce solutions; warehouse management solution for accessing accurate data and managing inventory; workshop management software for managing auto workshops; service manage…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Spenda Limited reported revenue of A$11.1M in FY2025 versus A$878K in FY2021, a compound +88.5%/yr. Reported net income was −A$24.3M in FY2025.

Revenue +88.5%/yr
FY21 A$878K
FY22 A$2.2M
FY23 A$3.1M
FY24 A$5.4M
FY25 A$11.1M
Net income
FY21 −A$11.4M
FY22 −A$50.2M
FY23 −A$11.0M
FY24 −A$13.2M
FY25 −A$24.3M

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Frequently asked questions

Is Spenda Limited (SPX) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$0.0022 versus a price of A$0.0020 — about +8% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SPX?
Our 21-model fair value for Spenda Limited is A$0.0022 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$0.0020.
What is the quality score of SPX?
Spenda Limited has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Spenda Limited (SPX)?
Spenda Limited reported trailing-twelve-month revenue of about A$10.4M (latest available figure, as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.