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TwentyFour Income Fund Limited (TFIF) Fair Value & Analysis

Financial Services · GB · Market cap 969M GBX

TI TwentyFour Income Fund Limited TFIF · LSE
Price£1.10
Fair Value£1.34
Upside+22.0%
Quality64/100
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Evidence: High Range £1.00 – £1.67

Fair value as of: Jun 26, 2026

From 21 valuation models · updated 7 days ago

Share price +0.4% over the past month.

Price vs Fair Value (12 months)

£1.11 £1.00 Fair Value £1.34 Jul 2025 Jul 2026

12‑month range £1.00 – £1.11 · fair‑value band £1.00 – £1.67 · the £1.10 price screens below the £1.34 fair value. As of Jun 26, 2026.

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Analysis

TwentyFour Income Fund Limited (TFIF) currently trades at £1.10, while our model-based Fair Value estimate is £1.34 — implying the stock looks roughly 22.0% undervalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

The balance sheet holds a net cash position of £20.4M. The stock trades on a trailing P/E of 9.1. Fundamentals as of Jun 26, 2026

Key figures & financial health

Return on equity 1,089%
Free cash flow 96.5M GBX FY2025
P/E ratio 9.1
EPS (TTM) £0.1200
Net cash 20.4M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

TwentyFour Income Fund Limited is a closed-ended fixed income mutual fund launched by Numis Securities Limited. The fund is managed by TwentyFour Asset Management LLP. It invests in the fixed income markets of Europe. The fund primarily invests in asset backed securities. It seeks to invest in securities across the maturity spectrum. The fund employs fundamental analysis with both top-down and bottom-up security selection approaches, focusing on such factors as market technicals, sentiment, valuations, risk/stress analysis, pre-sale reports, investment banking research, historical information/reporting, manager evaluation, and site visits to create its portfolio. TwentyFour Income Fund Limited was formed on March 6, 2013 and is domiciled in Guernsey.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TwentyFour Income Fund Limited reported revenue of £107M in FY2025 versus £128M in FY2021, a compound −4.4%/yr. Reported net income was £105M in FY2025, compounding −4.7%/yr from FY2021.

Revenue −4.4%/yr
FY21 £128M
FY22 £37.5M
FY23 −£20.8M
FY24 £138M
FY25 £107M
Net income −4.7%/yr
FY21 £127M
FY22 £36.3M
FY23 −£22.6M
FY24 £136M
FY25 £105M

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Frequently asked questions

Is TwentyFour Income Fund Limited (TFIF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £1.34 versus a price of £1.10 — about +22% (undervalued). Model-based estimate, not financial advice.
What is the fair value of TFIF?
Our model-based fair value for TwentyFour Income Fund Limited is £1.34 (as of Jun 26, 2026), built from audited fundamentals. The current price is £1.10.
What is the quality score of TFIF?
TwentyFour Income Fund Limited has a Quality Score of 64/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the net profit margin of TFIF?
The net profit margin of TwentyFour Income Fund Limited is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.