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Urbas Grupo Financiero, S.A (UBS) Fair Value & Analysis

Industrials · ES · Market cap €94.8M

UG Urbas Grupo Financiero, S.A UBS · MC
Price€0.0022
Fair Value€0.0100
Upside+354.5%
Quality90/100
Evidence: Low Range €0.0100 – €0.0100

Fair value as of: Jun 25, 2026

From 10 valuation models · updated 5 days ago

Price vs Fair Value (12 months)

€0.0022 €0.0021 Fair Value €0.0100 Jul 2025 Jun 2026

12‑month range €0.0021 – €0.0022 · the €0.0022 price screens below the €0.0100 fair value. As of Jun 25, 2026.

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Analysis

Urbas Grupo Financiero, S.A (UBS) currently trades at €0.0022, while our model-based Fair Value estimate is €0.0100 — implying the stock looks roughly 354.5% undervalued today. We read business quality at 90/100 (high quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, Urbas Grupo Financiero, S.A generated revenue of €171M at a net margin of -79.9%. Revenue declined 34.4% year over year. It earns a return on equity of -24.1%. Net debt stands at €114M. Fundamentals as of Jun 25, 2026

Key figures & financial health

Revenue (TTM) €171M
Revenue growth (YoY) -34.4%
Net margin -79.9%
Return on equity -24.1%
Free cash flow €6.4M FY2024
Operating margin -15.3%
More key figures
EPS growth (YoY) -88.6%
Net debt €114M FY2024

Figures from reported company fundamentals (EODHD) · as of Jun 25, 2026. TTM = trailing twelve months.

About the company

Urbas Grupo Financiero, S.A. engages in the real estate business in Spain, Portugal, Algeria, and Latin America. The company develops, rents, and sells real estate properties. It also engages in engineering and construction activities, including civil works; residential and non-residential building; industrial, energy, and concession projects; and public private partnership projects. In addition, the company is involved in the photovoltaic self-consumption, storage, green hydrogen generation, and the development of renewable projects. Further, it explores for potassium and sodium potassium feldspar deposits; designs, maintains, and installs air conditioning, heating, ventilation, electricity, plumbing, fire protection, and fuel projects with focus on solar, aerothermal, and geothermal energy; and designs, builds, maintains, renovates gas infrastructures. The company was formerly known as Urbas Guadahermosa SA. and changed its name to Urbas Grupo Financiero, S.A. in September 2011. U…

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

Urbas Grupo Financiero, S.A reported revenue of €170M in FY2024 versus €22.9M in FY2020, a compound +65.2%/yr. Reported net income was −€137M in FY2024.

Revenue +65.2%/yr
FY20 €22.9M
FY21 €202M
FY22 €305M
FY23 €242M
FY24 €170M
Net income
FY20 €10.0M
FY21 €60.0M
FY22 €16.2M
FY23 €16.8M
FY24 −€137M

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Frequently asked questions

Is Urbas Grupo Financiero, S.A (UBS) undervalued?
As of Jun 25, 2026, our model estimates a fair value of €0.0100 versus a price of €0.0022 — about +355% (undervalued). Model-based estimate, not financial advice.
What is the fair value of UBS?
Our 21-model fair value for Urbas Grupo Financiero, S.A is €0.0100 (as of Jun 25, 2026), built from audited fundamentals. The current price is €0.0022.
What is the quality score of UBS?
Urbas Grupo Financiero, S.A has a Quality Score of 90/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Urbas Grupo Financiero, S.A (UBS)?
Urbas Grupo Financiero, S.A reported trailing-twelve-month revenue of about €171M (latest available figure, as of Jun 25, 2026).
What is the net profit margin of UBS?
The net profit margin of Urbas Grupo Financiero, S.A is about -79.9%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.