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Unfold.vc ASI S.A (UNF) Fair Value & Analysis

Financial Services · PL · Market cap 37.6M PLN

UV Unfold.vc ASI S.A UNF · WAR
Price1.14 PLN
Fair Value2.28 PLN
Upside+100.0%
Quality95/100
Evidence: Low Range 1.02 PLN – 3.94 PLN

Fair value as of: Jun 26, 2026

From 3 valuation models · updated 3 days ago

Price vs Fair Value (12 months)

1.75 PLN 1.05 PLN Fair Value 2.28 PLN Jun 2025 Jun 2026

12‑month range 1.05 PLN – 1.75 PLN · fair‑value band 1.02 PLN – 3.94 PLN · the 1.14 PLN price screens below the 2.28 PLN fair value. As of Jun 26, 2026.

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Analysis

Unfold.vc ASI S.A (UNF) currently trades at 1.14 PLN, while our model-based Fair Value estimate is 2.28 PLN — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, Unfold.vc ASI S.A generated revenue of 18.8M PLN at a net margin of -26.8%. It earns a return on equity of -9.7%. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 18.8M PLN
Revenue growth (YoY) +1,591%
Net margin -26.8%
Return on equity -9.7%
Free cash flow −689K PLN FY2025
Operating margin -27.9%
More key figures
EPS (TTM) -0.1700 PLN
EPS growth (YoY) +500%

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Unfold.vc ASI S.A. formerly known as Venture INC ASI S.A., is a venture capital and private equity firm specializing in pre-seed, seed, startup, early ventures, later stage, buyout of shares and growth capital investments. The firm primarily invests in software companies and Information technology with a focus on projects related to the use of technologies in the field of artificial intelligence, big data, advanced algorithms, or machine learning, fintech projects, RaaS (Robot as a Service), gaming, operating in SaaS model and projects from the bioinformatics sector. It prefers to invest in CEE, Great Britain, and Germany. The firm prefers the initial investment range between " 0.10 million ($0.11 million) and " 0.2 ($0.22 million) and can extent up to " 1 million ($ 1.09 million) per project, in projects with enterprise values between $2 million and $15 million; sales value of at least $0.5 million and EBITDA of at least $0.4 million. It invests its own personal capital. The firm p…

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Unfold.vc ASI S.A reported revenue of −3.9M PLN in FY2025 versus 350K PLN in FY2021. Reported net income was −5.0M PLN in FY2025.

Revenue
FY21 350K PLN
FY22 10.6M PLN
FY23 2.9M PLN
FY24 2.2M PLN
FY25 −3.9M PLN
Net income
FY21 45.6M PLN
FY22 −7.4M PLN
FY23 −12.9M PLN
FY24 −13.4M PLN
FY25 −5.0M PLN

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Frequently asked questions

Is Unfold.vc ASI S.A (UNF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 2.28 PLN versus a price of 1.14 PLN — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of UNF?
Our 21-model fair value for Unfold.vc ASI S.A is 2.28 PLN (as of Jun 26, 2026), built from audited fundamentals. The current price is 1.14 PLN.
What is the quality score of UNF?
Unfold.vc ASI S.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Unfold.vc ASI S.A (UNF)?
Unfold.vc ASI S.A reported trailing-twelve-month revenue of about 18.8M PLN (latest available figure, as of Jun 26, 2026).
What is the net profit margin of UNF?
The net profit margin of Unfold.vc ASI S.A is about -26.8%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.