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VCI (VCI) Fair Value & Analysis

Financial Services · Market cap 27.1T VND

V VCI VCI · VN
Price24,050 VND
Fair Value19,878 VND
Upside-17.3%
Quality33/100
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Evidence: High Range 14,909 VND – 24,848 VND

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 6 days ago

Share price +2.1% over the past month.

Price vs Fair Value (12 months)

33,762 VND 22,647 VND Fair Value 19,878 VND Jun 2025 Jul 2026

12‑month range 22,647 VND – 33,762 VND · fair‑value band 14,909 VND – 24,848 VND · the 24,050 VND price screens above the 19,878 VND fair value. As of Jun 26, 2026.

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Analysis

VCI (VCI) currently trades at 24,050 VND, while our model-based Fair Value estimate is 19,878 VND — implying the stock looks roughly 17.3% overvalued today. We read business quality at 33/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, VCI generated revenue of 4.6T VND at a net margin of 30.2%. Revenue grew 69.0% year over year. It earns a return on equity of 9.3%. Net debt stands at 12.9T VND. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 4.6T VND
Revenue growth (YoY) +69.0%
Net margin 30.2%
Return on equity 9.3%
Free cash flow −8.9T VND FY2025
P/E ratio 17.3
More key figures
Operating margin 80.0%
EPS (TTM) 1,367 VND
EPS growth (YoY) -2.4%
Net debt 12.9T VND FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

VCI reported revenue of 3.0T VND in FY2025 versus 2.5T VND in FY2021, a compound +4.4%/yr. Reported net income was 1.3T VND in FY2025, compounding −2.7%/yr from FY2021.

Revenue +4.4%/yr
FY21 2.5T VND
FY22 2.0T VND
FY23 1.5T VND
FY24 2.2T VND
FY25 3.0T VND
Net income −2.7%/yr
FY21 1.5T VND
FY22 869B VND
FY23 492B VND
FY24 911B VND
FY25 1.3T VND

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6 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Frequently asked questions

Is VCI (VCI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 19,878 VND versus a price of 24,050 VND — about −17% (overvalued). Model-based estimate, not financial advice.
What is the fair value of VCI?
Our model-based fair value for VCI is 19,878 VND (as of Jun 26, 2026), built from audited fundamentals. The current price is 24,050 VND.
What is the quality score of VCI?
VCI has a Quality Score of 33/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of VCI (VCI)?
VCI reported trailing-twelve-month revenue of about 4.6T VND (latest available figure, as of Jun 26, 2026).
What is the net profit margin of VCI?
The net profit margin of VCI is about 30.2%, meaning it keeps roughly 30.2% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.