EN DE
STOCK COMPARISON

Mirae Asset Life Insurance Co vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Mirae Asset Life Insurance Co (085620) and China Life Insurance Co Ltd A (601628) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Mirae Asset Life Insurance Co trades at KRW 17,390 versus a fair value of KRW 13,030 (-25%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).
Mirae Asset Life Insurance Co
085620.KO · KRW · Financials
-25%
upside to fair value
overvalued
PriceKRW 17,390
Fair ValueKRW 13,030
Quality51/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+84%
upside to fair value
undervalued
Price¥38.57
Fair Value¥70.87
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Mirae Asset Life Insurance CoChina Life Insurance Co Ltd A
Valuation
P/E (TTM)7.3×
P/S (TTM)3.09×
P/B1.78×
EV/EBITDA6.0×
PEG0.68×
Dividend yield2.3%
Dividend per share¥0.86
Profitability
2%Net margin42%
21%Operating margin38%
7%Return on equity25%
2%Return on assets2%
Growth
145%Revenue growth (YoY)-15%
19.9%Avg. growth/yr (3Y)-9.5%
9.7%Avg. growth/yr (5Y)-4.8%
Balance & size
0.25×Debt / equity0.06×
$1BMarket cap$157B
healthyGrowth qualityweak

Even match: 4 to 4 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Mirae Asset Life Insurance Coof which business quality 46 · market factors 69 China Life Insurance Co Ltd Aof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
16
47
Quality GrowthAre margins and returns improving?
48
68
CashflowEarnings quality: real cash, not paper profit
57
100
Fin. StrengthBalance sheet, leverage, solvency risk
11
1
InvestmentDisciplined investing over empire-building
100
59
Low VolatilityCalm price path (market factor)
50
68
MomentumPrice trend over the last 3–12 months (market factor)
84
33
52W MomentumDistance to the 52-week high (market factor)
68
31
Net IssuanceBuybacks instead of dilution
82
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Mirae Asset Life Insurance Co

Dividend DiscountKRW 1,294
MultiplesKRW 15,034
Asset-BasedKRW 12,571
Economic ProfitKRW 14,979

6 of 6 models see the stock below the current price.

China Life Insurance Co Ltd A

Dividend Discount¥17.98
Multiples¥50.18
Asset-Based¥14.11
Economic Profit¥57.79

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Mirae Asset Life Insurance Co
Bear KRW 9,772Fair Value KRW 13,030Bull KRW 16,287
KRW 17,390 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.57 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Mirae Asset Life Insurance Co · Financials

Quality score51 · below median
Fair value upside-25% · below median

China Life Insurance Co Ltd A · Financials

Quality score63 · Top 25%
Fair value upside+84% · Top 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Mirae Asset Life Insurance Co trades at KRW 17,390 versus a fair value of KRW 13,030 (-25%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).

China Life Insurance Co Ltd A has the higher quality score (63/100).

See the full analysis →

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.