EN DE
STOCK COMPARISON

Bank Albilad vs DBS Group Holdings: Fair Value & Quality

Both stocks run through our valuation models. Here is how Bank Albilad (1140) and DBS Group Holdings (D05) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees Bank Albilad as the less overvalued of the two: Bank Albilad trades at SAR 25.92 versus a fair value of SAR 22.05 (-15%), while DBS Group Holdings trades at S$78.65 versus S$40.48 (-49%).
Bank Albilad
1140.SR · SAR · Financials
-15%
upside to fair value
overvalued
PriceSAR 25.92
Fair ValueSAR 22.05
Quality50/100
DBS Group Holdings
D05.SG · SGD · Financials
-49%
upside to fair value
overvalued
PriceS$78.65
Fair ValueS$40.48
Quality65/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Bank AlbiladDBS Group Holdings
Valuation
13.2×P/E (TTM)18.7×
1.69×P/S (TTM)7.23×
0.55×P/B2.34×
0.7×EV/EBITDA—
—PEG3.44×
−14.9%Fair value upside−48.5%
4.1%Dividend yield3.6%
SAR 1.05Dividend per shareS$2.85
Profitability
57%Operating margin60%
0.86×EBIT margin trend (5Y)0.99×
14%Return on equity16%
2%Return on assets1%
Growth
4%Revenue growth (YoY)3%
29.2%Avg. growth/yr (3Y)11.6%
21.2%Avg. growth/yr (5Y)9.4%
+12.7%Value creation/yr+12.6%
Balance & size
0.8×Interest coverage (EBIT/interest)0.6×
0.11×Debt / equity0.69×
$10BMarket cap$161B
healthyGrowth qualityhealthy

Bank Albilad leads: 11 to 2 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Bank Albiladof which business quality 48 · market factors 61 DBS Group Holdingsof which business quality 61 · market factors 96
ProfitabilityMargins and returns on capital today
39
38
Quality GrowthAre margins and returns improving?
43
54
CashflowEarnings quality: real cash, not paper profit
88
84
Fin. StrengthBalance sheet, leverage, solvency risk
19
56
InvestmentDisciplined investing over empire-building
57
78
Low VolatilityCalm price path (market factor)
94
99
MomentumPrice trend over the last 3–12 months (market factor)
46
91
52W MomentumDistance to the 52-week high (market factor)
47
100
Net IssuanceBuybacks instead of dilution
40
65

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBank AlbiladPrice SAR 25.92DBS Group HoldingsPrice S$78.65
Dividend Discount-69%below the priceSAR 7.92-30%below the priceS$54.87
Multiples-15%close to the priceSAR 22.05-47%below the priceS$42.04
Asset-Based-67%below the priceSAR 8.45-79%below the priceS$16.26
Economic Profit-31%below the priceSAR 18.00-59%below the priceS$32.23
Minimum-69%below the priceSAR 7.92-79%below the priceS$16.26
Maximum-15%close to the priceSAR 22.05-30%below the priceS$54.87
Median-49%below the priceSAR 13.23-53%below the priceS$37.13
Geometric mean-51%below the priceSAR 12.76-58%below the priceS$33.16

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Bank Albilad: 5 of 6 models see the stock below the current price.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Bank Albilad
Bear SAR 16.53Fair Value SAR 22.05Bull SAR 27.56
SAR 25.92 = current price (white tick)
DBS Group Holdings
Bear S$30.36Fair Value S$40.48Bull S$50.60
S$78.65 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Bank Albilad · Financials

Quality score50 · below median
Fair value upside-15% · below median

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-49% · bottom 25%

Bottom line

As of Sep 5, 2026, Fair Value Calculator sees Bank Albilad as the less overvalued of the two: Bank Albilad trades at SAR 25.92 versus a fair value of SAR 22.05 (-15%), while DBS Group Holdings trades at S$78.65 versus S$40.48 (-49%).

DBS Group Holdings has the higher quality score (65/100).

See the full analysis →
Bank Albilad · DBS Group Holdings

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to Bank Albilad

Alphabet Inc Class C vs Verizon CommunicationsAlphabet Inc Class C vs At&tAlphabet Inc Class C vs NetEaseAmazon.com vs PDD Holdings

Related to DBS Group Holdings

Amazon.com vs Sony GroupMeta Platforms vs Verizon CommunicationsMeta Platforms vs At&tMeta Platforms vs NetEase
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.