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STOCK COMPARISON

XL Holdings Bhd vs Archer-Daniels-Midland: Fair Value & Quality

Both stocks run through our valuation models. Here is how XL Holdings Bhd (7121) and Archer-Daniels-Midland (ADM) compare, as of Sep 27, 2026.

As of Sep 27, 2026, Fair Value Calculator sees Archer-Daniels-Midland as the less overvalued of the two: XL Holdings Bhd trades at MYR 0.81 versus a fair value of MYR 0.31 (-62%), while Archer-Daniels-Midland trades at $81.12 versus $49.20 (-39%).
XL Holdings Bhd
7121.KLSE · MYR · Consumer Staples
-62%
upside to fair value
overvalued
PriceMYR 0.81
Fair ValueMYR 0.31
Quality30/100
Archer-Daniels-Midland
ADM · USD · Consumer Staples
-39%
upside to fair value
overvalued
Price$81.12
Fair Value$49.20
Quality64/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

XL Holdings BhdArcher-Daniels-Midland
Valuation
40.5×P/E (TTM)22.2×
0.76×P/S (TTM)0.48×
0.42×P/B1.73×
5.8×EV/EBITDA15.3×
n/aPEG1.02×
−62.2%Fair value upside−39.4%
n/aDividend yield2.5%
n/aDividend per share$2.06
Profitability
13%Operating margin4%
3.23×EBIT margin trend (5Y)0.67×
4%Return on equity8%
3%Return on assets2%
Growth
97%Revenue growth (YoY)7%
15.2%Avg. growth/yr (3Y)-7.5%
35.9%Avg. growth/yr (5Y)4.5%
+42.0%Value creation/yr−4.2%
Balance & size
19.8×Interest coverage (EBIT/interest)2.3×
0.04×Debt / equity0.34×
$98MMarket cap$39B
expensiveGrowth qualityweak

XL Holdings Bhd leads: 11 to 3 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

XL Holdings Bhdof which business quality 32 · market factors 74 Archer-Daniels-Midlandof which business quality 63 · market factors 71
ProfitabilityMargins and returns on capital today
30
41
Quality GrowthAre margins and returns improving?
49
47
CashflowEarnings quality: real cash, not paper profit
0
60
Fin. StrengthBalance sheet, leverage, solvency risk
82
61
InvestmentDisciplined investing over empire-building
24
100
Low VolatilityCalm price path (market factor)
87
82
MomentumPrice trend over the last 3–12 months (market factor)
66
61
52W MomentumDistance to the 52-week high (market factor)
73
76
Net IssuanceShare count: buybacks or dilution?
0
89

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyXL Holdings BhdPrice MYR 0.81Archer-Daniels-MidlandPrice $81.12
DCF Models-78%below the priceMYR 0.18-5%close to the price$77.15
Earnings-Based-36%below the priceMYR 0.52-82%below the price$14.95
Dividend Discountn/a-63%below the price$29.69
Multiples-57%below the priceMYR 0.35-53%below the price$38.02
Asset-Based-62%below the priceMYR 0.31-61%below the price$31.60
Growth DCFn/a+20%above the price$97.25
Economic Profit-72%below the priceMYR 0.23-68%below the price$25.96
Growth Earnings-20%below the priceMYR 0.65-53%below the price$37.92
Minimum-78%below the priceMYR 0.18-82%below the price$14.95
Maximum-20%below the priceMYR 0.65+20%above the price$97.25
Median-60%below the priceMYR 0.33-57%below the price$34.76
Geometric mean-58%below the priceMYR 0.34-54%below the price$37.53

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

XL Holdings Bhd: 14 of 15 models see the stock below the current price.

Archer-Daniels-Midland: 22 of 25 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

XL Holdings Bhd
Price MYR 0.81
Fair Value MYR 0.31
Bear MYR 0.23Bull MYR 0.39
Archer-Daniels-Midland
Price $81.12
Fair Value $49.20
Bear $36.90Bull $63.78

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

XL Holdings Bhd · Consumer Staples

Quality score30 · bottom 25%
Fair value upside-62% · bottom 25%

Archer-Daniels-Midland · Consumer Staples

Quality score64 · Top 25%
Fair value upside-39% · below median

Bottom line

As of Sep 27, 2026, Fair Value Calculator sees Archer-Daniels-Midland as the less overvalued of the two: XL Holdings Bhd trades at MYR 0.81 versus a fair value of MYR 0.31 (-62%), while Archer-Daniels-Midland trades at $81.12 versus $49.20 (-39%).

Archer-Daniels-Midland has the higher quality score (64/100).

Open Archer-Daniels-Midland live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.