Gulf Insurance vs Allianz SE VNA O.N.: Fair Value & Quality
Both stocks run through our valuation models. Here is how Gulf Insurance (8250) and Allianz SE VNA O.N. (ALV) compare, as of Oct 1, 2026.
Head-to-head numbers
Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.
betterweakerfor reference, not scored
Gulf Insurance leads: 8 to 6 metric wins.
n/a = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
What the models say
How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.
▲above the price, more than 15% above ●close to the price, 85% to 115% of the price ▼below the price, more than 15% below
| Model family | Gulf InsurancePrice SAR 30.00 | Allianz SE VNA O.N.Price €412 |
|---|---|---|
| Dividend Discount | ▼−50.4%below the priceSAR 14.88 | ▼−49.4%below the price€208 |
| Multiples | ●+5.5%close to the priceSAR 31.65 | ▼−27.1%below the price€300 |
| Asset-Based | ▼−48.9%below the priceSAR 15.33 | ▼−73.1%below the price€111 |
| Economic Profit | ▼−29.6%below the priceSAR 21.12 | ▼−46.6%below the price€220 |
| Minimum | ▼−50.4%below the priceSAR 14.88 | ▼−73.1%below the price€111 |
| Maximum | ●+5.5%close to the priceSAR 31.65 | ▼−27.1%below the price€300 |
| Median | ▼−39.3%below the priceSAR 18.23 | ▼−48.0%below the price€214 |
| Geometric mean | ▼−34.1%below the priceSAR 19.76 | ▼−52.0%below the price€198 |
Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.
Gulf Insurance: 4 of 6 models see the stock below the current price.
Allianz SE VNA O.N.: 6 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.
Compare two other stocks
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Gulf Insurance · Financials
Allianz SE VNA O.N. · Financials
Bottom line
As of Oct 1, 2026, Fair Value Calculator sees Gulf Insurance as the less overvalued of the two: Gulf Insurance trades at SAR 30.00 versus a fair value of SAR 21.71 (−27.6%), while Allianz SE VNA O.N. trades at €412 versus €230 (−44.2%).
Allianz SE VNA O.N. has the higher quality score (59/100).
Open Gulf Insurance live analysis →More comparisons
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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.