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STOCK COMPARISON

AL Sydbank A/S vs DBS Group Holdings: Fair Value & Quality

Both stocks run through our valuation models. Here is how AL Sydbank A/S (ALSYDB) and DBS Group Holdings (D05) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees DBS Group Holdings as the less overvalued of the two: AL Sydbank A/S trades at DKK 707 versus a fair value of DKK 245 (-65%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).
AL Sydbank A/S
ALSYDB.CO · DKK · Financials
-65%
upside to fair value
overvalued
PriceDKK 707
Fair ValueDKK 245
Quality39/100
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

AL Sydbank A/SDBS Group Holdings
Valuation
22.4×P/E (TTM)20.2×
0.97×P/S (TTM)7.73×
0.25×P/B2.50×
n/aPEG3.44×
−65.3%Fair value upside−47.9%
3.5%Dividend yield3.7%
DKK 25.00Dividend per shareS$2.85
Profitability
40%Operating margin60%
1.39×EBIT margin trend (5Y)0.99×
8%Return on equity16%
1%Return on assets1%
Growth
65%Revenue growth (YoY)3%
11.7%Avg. growth/yr (3Y)11.6%
60.4%Avg. growth/yr (5Y)9.4%
+62.0%Value creation/yr+12.7%
Balance & size
1.6×Interest coverage (EBIT/interest)0.6×
n/aDebt / equity0.69×
$9BMarket cap$172B
mixedGrowth qualityhealthy

AL Sydbank A/S leads: 7 to 5 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

AL Sydbank A/Sof which business quality 41 · market factors 88 DBS Group Holdingsof which business quality 61 · market factors 93
ProfitabilityMargins and returns on capital today
31
38
Quality GrowthAre margins and returns improving?
30
54
CashflowEarnings quality: real cash, not paper profit
100
84
Fin. StrengthBalance sheet, leverage, solvency risk
30
56
InvestmentDisciplined investing over empire-building
33
78
Low VolatilityCalm price path (market factor)
90
100
MomentumPrice trend over the last 3–12 months (market factor)
84
86
52W MomentumDistance to the 52-week high (market factor)
92
98
Net IssuanceShare count: buybacks or dilution?
0
65

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyAL Sydbank A/SPrice DKK 707DBS Group HoldingsPrice S$77.69
Dividend Discountn/a-35%below the priceS$50.54
Multiples-53%below the priceDKK 334-46%below the priceS$42.04
Asset-Based-58%below the priceDKK 297-79%below the priceS$16.26
Economic Profit-52%below the priceDKK 336-60%below the priceS$31.26
Minimum-58%below the priceDKK 297-79%below the priceS$16.26
Maximum-52%below the priceDKK 336-35%below the priceS$50.54
Median-53%below the priceDKK 334-53%below the priceS$36.65
Geometric mean-54%below the priceDKK 322-59%below the priceS$32.24

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

AL Sydbank A/S: 4 of 4 models see the stock below the current price.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

AL Sydbank A/S
Price DKK 707
Fair Value DKK 245
Bear DKK 184Bull DKK 297
DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$29.38Bull S$50.60

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

AL Sydbank A/S · Financials

Quality score39 · bottom 25%
Fair value upside-65% · bottom 25%

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees DBS Group Holdings as the less overvalued of the two: AL Sydbank A/S trades at DKK 707 versus a fair value of DKK 245 (-65%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).

DBS Group Holdings has the higher quality score (65/100).

Open DBS Group Holdings live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.