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STOCK COMPARISON

Bank Mnc Internasional Tbk vs KB Financial: Fair Value & Quality

Both stocks run through our valuation models. Here is how Bank Mnc Internasional Tbk (BABP) and KB Financial (105560) compare, as of Aug 11, 2026.

As of Aug 11, 2026, Fair Value Calculator sees KB Financial as the more attractively valued of the two: Bank Mnc Internasional Tbk trades at IDR 50 versus a fair value of IDR 20 (-59%), while KB Financial trades at KRW 171,700 versus KRW 213,797 (+25%).
Bank Mnc Internasional Tbk
BABP.JK · IDR · Financials
-59%
upside to fair value
overvalued
PriceIDR 50
Fair ValueIDR 20
Quality39/100
KB Financial
105560.KO · KRW · Financials
+25%
upside to fair value
undervalued
PriceKRW 171,700
Fair ValueKRW 213,797
Quality61/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Bank Mnc Internasional TbkKB Financial
Valuation
28.4×P/E (TTM)
3.47×P/S (TTM)
0.59×P/B
EV/EBITDA12.3×
PEG0.74×
Dividend yield2.7%
Dividend per shareKRW 4,598
Profitability
13%Net margin37%
13%Operating margin61%
2%Return on equity10%
0%Return on assets1%
Growth
3%Revenue growth (YoY)15%
10.4%Avg. growth/yr (3Y)8.4%
8.5%Avg. growth/yr (5Y)7.1%
Balance & size
Debt / equity2.21×
$222MMarket cap$46B
healthyGrowth qualityhealthy

KB Financial leads: 2 to 5 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Bank Mnc Internasional Tbkof which business quality 39 · market factors 39 KB Financialof which business quality 54 · market factors 73
ProfitabilityMargins and returns on capital today
16
37
Quality GrowthAre margins and returns improving?
42
60
CashflowEarnings quality: real cash, not paper profit
98
62
Fin. StrengthBalance sheet, leverage, solvency risk
13
15
InvestmentDisciplined investing over empire-building
70
80
Low VolatilityCalm price path (market factor)
73
64
MomentumPrice trend over the last 3–12 months (market factor)
31
72
52W MomentumDistance to the 52-week high (market factor)
14
84
Net IssuanceBuybacks instead of dilution
0
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Bank Mnc Internasional Tbk

Dividend DiscountIDR 2
MultiplesIDR 28
Asset-BasedIDR 57
Economic ProfitIDR 57

4 of 6 models see the stock below the current price.

KB Financial

Dividend DiscountKRW 68,945
MultiplesKRW 223,434
Asset-BasedKRW 111,541
Economic ProfitKRW 165,559

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Bank Mnc Internasional Tbk
Bear IDR 15Fair Value IDR 20Bull IDR 25
IDR 50 = current price (white tick)
KB Financial
Bear KRW 160,348Fair Value KRW 213,797Bull KRW 267,246
KRW 171,700 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Bank Mnc Internasional Tbk · Financials

Quality score39 · bottom 25%
Fair value upside-59% · bottom 25%

KB Financial · Financials

Quality score61 · above median
Fair value upside+25% · above median

Bottom line

As of Aug 11, 2026, Fair Value Calculator sees KB Financial as the more attractively valued of the two: Bank Mnc Internasional Tbk trades at IDR 50 versus a fair value of IDR 20 (-59%), while KB Financial trades at KRW 171,700 versus KRW 213,797 (+25%).

KB Financial has the higher quality score (61/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.