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STOCK COMPARISON

Bank of America vs Goldman Sachs Group: Fair Value & Quality

Both stocks run through our valuation models. Here is how Bank of America (BAC) and Goldman Sachs Group (GS) compare, as of Sep 6, 2026.

As of Sep 6, 2026, Fair Value Calculator sees Bank of America as the less overvalued of the two: Bank of America trades at $62.68 versus a fair value of $50.87 (-19%), while Goldman Sachs Group trades at $1,039 versus $757 (-27%).
Bank of America
BAC · USD · Financials
-19%
upside to fair value
overvalued
Price$62.68
Fair Value$50.87
Quality59/100
Goldman Sachs Group
GS · USD · Financials
-27%
upside to fair value
overvalued
Price$1,039
Fair Value$757
Quality53/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Bank of AmericaGoldman Sachs Group
Valuation
14.8×P/E (TTM)17.6×
3.86×P/S (TTM)5.03×
1.40×P/B2.72×
12.7×EV/EBITDA19.6×
1.06×PEG1.57×
−18.8%Fair value upside−27.1%
1.8%Dividend yield1.5%
$1.10Dividend per share$15.50
Profitability
36%Operating margin42%
0.77×EBIT margin trend (5Y)0.75×
11%Return on equity17%
1%Return on assets1%
Growth
8%Revenue growth (YoY)43%
26.4%Avg. growth/yr (3Y)22.1%
20.9%Avg. growth/yr (5Y)18.5%
+9.8%Value creation/yr+17.1%
Balance & size
0.5×Interest coverage (EBIT/interest)0.3×
1.05×Debt / equity2.37×
$423BMarket cap$340B
mixedGrowth qualityexpensive

Bank of America leads: 13 to 2 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Bank of Americaof which business quality 51 · market factors 72 Goldman Sachs Groupof which business quality 43 · market factors 65
ProfitabilityMargins and returns on capital today
28
29
Quality GrowthAre margins and returns improving?
62
58
CashflowEarnings quality: real cash, not paper profit
43
0
Fin. StrengthBalance sheet, leverage, solvency risk
23
30
InvestmentDisciplined investing over empire-building
88
83
Low VolatilityCalm price path (market factor)
67
51
MomentumPrice trend over the last 3–12 months (market factor)
70
66
52W MomentumDistance to the 52-week high (market factor)
81
77
Net IssuanceBuybacks instead of dilution
100
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBank of AmericaPrice $62.68Goldman Sachs GroupPrice $1,039
DCF Modelsn/a-35%below the price$680
Earnings-Basedn/a-21%below the price$818
Dividend Discount-59%below the price$25.71-68%below the price$334
Multiples-8%close to the price$57.86-35%below the price$675
Asset-Based-54%below the price$28.63-73%below the price$284
Economic Profit-32%below the price$42.90-49%below the price$534
Minimum-59%below the price$25.71-73%below the price$284
Maximum-8%close to the price$57.86-21%below the price$818
Median-43%below the price$35.77-42%below the price$604
Geometric mean-41%below the price$36.76-50%below the price$517

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Bank of America: 6 of 6 models see the stock below the current price.

Goldman Sachs Group: 8 of 9 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Bank of America
Bear $38.16Fair Value $50.87Bull $63.59
$62.68 = current price (white tick)
Goldman Sachs Group
Bear $406Fair Value $757Bull $946
$1,039 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Bank of America · Financials

Quality score59 · above median
Fair value upside-19% · below median

Goldman Sachs Group · Financials

Quality score53 · below median
Fair value upside-27% · below median

Bottom line

As of Sep 6, 2026, Fair Value Calculator sees Bank of America as the less overvalued of the two: Bank of America trades at $62.68 versus a fair value of $50.87 (-19%), while Goldman Sachs Group trades at $1,039 versus $757 (-27%).

Bank of America has the higher quality score (59/100).

See the full analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.