Bank of America vs Wells Fargo &: Fair Value & Quality
Both stocks run through our valuation models. Here is how Bank of America (BAC) and Wells Fargo & (WFC) compare, as of Aug 13, 2026.
As of Aug 13, 2026, Fair Value Calculator sees Wells Fargo & as the more attractively valued of the two: Bank of America trades at $64.00 versus a fair value of $55.89 (-13%), while Wells Fargo & trades at $87.45 versus $90.65 (+4%).
Bank of America
BAC · USD · Financials
-13%
upside to fair value
overvalued
Price$64.00
Fair Value$55.89
Quality59/100
Wells Fargo &
WFC · USD · Financials
+4%
upside to fair value
fairly valued
Price$87.45
Fair Value$90.65
Quality55/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Bank of AmericaWells Fargo &
Valuation
14.8×P/E (TTM)13.5×
3.86×P/S (TTM)3.29×
1.40×P/B1.47×
12.7×EV/EBITDA9.1×
1.06×PEG1.52×
1.9%Dividend yield2.0%
$1.10Dividend per share$1.75
Profitability
29%Net margin27%
36%Operating margin29%
11%Return on equity12%
1%Return on assets1%
Growth
8%Revenue growth (YoY)6%
26.4%Avg. growth/yr (3Y)14.0%
20.9%Avg. growth/yr (5Y)8.5%
Balance & size
1.05×Debt / equity0.97×
$423BMarket cap$267B
mixedGrowth qualityexpensive
Even match: 7 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Bank of Americaof which business quality 51 · market factors 75Wells Fargo &of which business quality 49 · market factors 57
ProfitabilityMargins and returns on capital today
28
31
Quality GrowthAre margins and returns improving?
62
45
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
88
92
Low VolatilityCalm price path (market factor)
67
71
MomentumPrice trend over the last 3–12 months (market factor)
70
49
52W MomentumDistance to the 52-week high (market factor)
91
56
Net IssuanceBuybacks instead of dilution
100
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Bank of America
Dividend Discount$25.71
Multiples$57.86
Asset-Based$28.63
Economic Profit$42.90
6 of 6 models see the stock below the current price.
Wells Fargo &
Dividend Discount$39.45
Multiples$86.76
Asset-Based$39.65
Economic Profit$66.24
5 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Bank of America
Bear $41.92Fair Value $55.89Bull $69.86
$64.00 = current price (white tick)
Wells Fargo &
Bear $67.98Fair Value $90.65Bull $113
$87.45 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Bank of America · Financials
Quality score59 · above median
Fair value upside-13% · below median
Wells Fargo & · Financials
Quality score55 · above median
Fair value upside+4% · above median
Bottom line
As of Aug 13, 2026, Fair Value Calculator sees Wells Fargo & as the more attractively valued of the two: Bank of America trades at $64.00 versus a fair value of $55.89 (-13%), while Wells Fargo & trades at $87.45 versus $90.65 (+4%).
Bank of America has the higher quality score (59/100).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
