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STOCK COMPARISON

Banco Products (I) vs O’Reilly Automotive: Fair Value & Quality

Both stocks run through our valuation models. Here is how Banco Products (I) (BANCOINDIA) and O’Reilly Automotive (ORLY) compare, as of Sep 27, 2026.

As of Sep 27, 2026, Fair Value Calculator sees Banco Products (I) as the less overvalued of the two: Banco Products (I) trades at ₹600 versus a fair value of ₹482 (−19.7%), while O’Reilly Automotive trades at $86.12 versus $49.20 (−42.9%).
Banco Products (I)
BANCOINDIA.NSE · INR · Consumer Discretionary
−19.7%
upside to fair value
overvalued
Price₹600
Fair Value₹482
Quality59/100
O’Reilly Automotive
ORLY · USD · Consumer Discretionary
−42.9%
upside to fair value
overvalued
Price$86.12
Fair Value$49.20
Quality69/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Banco Products (I)O’Reilly Automotive
Valuation
18.7×P/E (TTM)27.2×
n/aForward P/E (FY2026)26.3×
2.42×P/S (TTM)3.84×
5.59×P/BNegative equity
13.8×EV/EBITDA18.5×
n/aPEG1.61×
−19.7%Fair value upside−42.9%
2.5%Dividend yieldn/a
₹15.00Dividend per sharen/a
Profitability
15.1%Operating margin20.2%
1.37×EBIT margin trend (5Y)0.93×
32.3%Return on equityNegative equity
11.6%Return on assets13.7%
Growth
25.6%Revenue growth (YoY)8.1%
18.7%Avg. growth/yr (3Y)7.3%
20.5%Avg. growth/yr (5Y)8.9%
+36.0%Value creation/yr+12.5%
Balance & size
24.2×Interest coverage (EBIT/interest)14.7×
0.01×Debt / equityNegative equity
$983MMarket cap$71B
mixedGrowth qualityhealthy

Banco Products (I) leads: 9 to 3 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Banco Products (I)of which business quality 59 · market factors 39 O’Reilly Automotiveof which business quality 67 · market factors 43
ProfitabilityMargins and returns on capital today
82
83
Quality GrowthAre margins and returns improving?
68
43
CashflowEarnings quality: real cash, not paper profit
37
46
Fin. StrengthBalance sheet, leverage, solvency risk
76
68
InvestmentDisciplined investing over empire-building
36
64
Low VolatilityCalm price path (market factor)
63
87
MomentumPrice trend over the last 3–12 months (market factor)
36
31
52W MomentumDistance to the 52-week high (market factor)
17
14
Net IssuanceShare count: buybacks or dilution?
40
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBanco Products (I)Price ₹600O’Reilly AutomotivePrice $86.12
DCF Models0%close to the price₹600−40.6%below the price$51.16
Earnings-Based−15.2%below the price₹509−59.4%below the price$34.95
Dividend Discount−66.5%below the price₹201n/a
Multiples−12.8%close to the price₹523−39.9%below the price$51.72
Asset-Based−86.8%below the price₹78.90n/a
Growth DCF−36.5%below the price₹381−60.0%below the price$34.42
Economic Profit−52.0%below the price₹288−57.0%below the price$36.99
Growth Earnings+30.5%above the price₹783−31.6%below the price$58.93
Minimum−86.8%below the price₹78.90−60.0%below the price$34.42
Maximum+30.5%above the price₹783−31.6%below the price$58.93
Median−25.8%below the price₹445−48.8%below the price$44.08
Geometric mean−41.9%below the price₹348−49.3%below the price$43.67

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Banco Products (I): 18 of 26 models see the stock below the current price.

O’Reilly Automotive: 20 of 21 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Banco Products (I)
Price ₹600
Fair Value ₹482
Bear ₹254Bull ₹677
O’Reilly Automotive
Price $86.12
Fair Value $49.20
Bear $31.32Bull $76.61

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Banco Products (I) · Consumer Discretionary

Quality score59 · above median
Fair value upside−19.7% · below median

O’Reilly Automotive · Consumer Discretionary

Quality score69 · Top 25%
Fair value upside−42.9% · below median

Bottom line

As of Sep 27, 2026, Fair Value Calculator sees Banco Products (I) as the less overvalued of the two: Banco Products (I) trades at ₹600 versus a fair value of ₹482 (−19.7%), while O’Reilly Automotive trades at $86.12 versus $49.20 (−42.9%).

O’Reilly Automotive has the higher quality score (69/100).

Open Banco Products (I) live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.