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STOCK COMPARISON

Bank Mestika Dharma Tbk vs DBS Group Holdings: Fair Value & Quality

Both stocks run through our valuation models. Here is how Bank Mestika Dharma Tbk (BBMD) and DBS Group Holdings (D05) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Bank Mestika Dharma Tbk as the less overvalued of the two: Bank Mestika Dharma Tbk trades at IDR 1,955 versus a fair value of IDR 1,189 (-39%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).
Bank Mestika Dharma Tbk
BBMD.JK · IDR · Financials
-39%
upside to fair value
overvalued
PriceIDR 1,955
Fair ValueIDR 1,189
Quality60/100
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Bank Mestika Dharma TbkDBS Group Holdings
Valuation
25.0×P/E (TTM)20.2×
8.61×P/S (TTM)7.73×
1.45×P/B2.50×
16.2×EV/EBITDAn/a
n/aPEG3.44×
−39.2%Fair value upside−47.9%
n/aDividend yield3.7%
n/aDividend per shareS$2.85
Profitability
39%Operating margin60%
0.93×EBIT margin trend (5Y)0.99×
6%Return on equity16%
2%Return on assets1%
Growth
-18%Revenue growth (YoY)3%
-2.0%Avg. growth/yr (3Y)11.6%
0.9%Avg. growth/yr (5Y)9.4%
−0.1%Value creation/yr+12.7%
Balance & size
1.2×Interest coverage (EBIT/interest)0.6×
n/aDebt / equity0.69×
$788MMarket cap$172B
weakGrowth qualityhealthy

DBS Group Holdings leads: 4 to 8 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Bank Mestika Dharma Tbkof which business quality 57 · market factors 52 DBS Group Holdingsof which business quality 61 · market factors 93
ProfitabilityMargins and returns on capital today
34
38
Quality GrowthAre margins and returns improving?
24
54
CashflowEarnings quality: real cash, not paper profit
84
84
Fin. StrengthBalance sheet, leverage, solvency risk
41
56
InvestmentDisciplined investing over empire-building
86
78
Low VolatilityCalm price path (market factor)
86
100
MomentumPrice trend over the last 3–12 months (market factor)
42
86
52W MomentumDistance to the 52-week high (market factor)
32
98
Net IssuanceShare count: buybacks or dilution?
82
65

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBank Mestika Dharma TbkPrice IDR 1,955DBS Group HoldingsPrice S$77.69
Dividend Discountn/a-35%below the priceS$50.54
Multiples-39%below the priceIDR 1,191-46%below the priceS$42.04
Asset-Based-54%below the priceIDR 906-79%below the priceS$16.26
Economic Profit-49%below the priceIDR 1,003-60%below the priceS$31.26
Minimum-54%below the priceIDR 906-79%below the priceS$16.26
Maximum-39%below the priceIDR 1,191-35%below the priceS$50.54
Median-49%below the priceIDR 1,003-53%below the priceS$36.65
Geometric mean-47%below the priceIDR 1,027-59%below the priceS$32.24

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Bank Mestika Dharma Tbk: 4 of 4 models see the stock below the current price.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Bank Mestika Dharma Tbk
Price IDR 1,955
Fair Value IDR 1,189
Bear IDR 892Bull IDR 1,486
DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$29.38Bull S$50.60

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Bank Mestika Dharma Tbk · Financials

Quality score60 · above median
Fair value upside-39% · bottom 25%

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Bank Mestika Dharma Tbk as the less overvalued of the two: Bank Mestika Dharma Tbk trades at IDR 1,955 versus a fair value of IDR 1,189 (-39%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).

DBS Group Holdings has the higher quality score (65/100).

Open Bank Mestika Dharma Tbk live analysis →
Bank Mestika Dharma Tbk · DBS Group Holdings

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.