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STOCK COMPARISON

Banco di Desio e della Brianza S.p.A. vs DBS Group Holdings: Fair Value & Quality

Both stocks run through our valuation models. Here is how Banco di Desio e della Brianza S.p.A. (BDB) and DBS Group Holdings (D05) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Banco di Desio e della Brianza S.p.A. as the less overvalued of the two: Banco di Desio e della Brianza S.p.A. trades at €18.56 versus a fair value of €13.99 (-25%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).
Banco di Desio e della Brianza S.p.A.
BDB.MI · EUR · Financials
-25%
upside to fair value
overvalued
Price€18.56
Fair Value€13.99
Quality46/100
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.69
Fair ValueS$40.48
Quality65/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Banco di Desio e della Brianza S.p.A.DBS Group Holdings
Valuation
18.6×P/E (TTM)20.3×
4.90×P/S (TTM)7.74×
1.90×P/B2.50×
37.8×EV/EBITDAn/a
n/aPEG3.44×
−24.6%Fair value upside−47.9%
2.7%Dividend yield3.7%
€0.51Dividend per shareS$2.85
Profitability
41%Operating margin60%
0.97×EBIT margin trend (5Y)0.99×
9%Return on equity16%
1%Return on assets1%
Growth
8%Revenue growth (YoY)3%
9.9%Avg. growth/yr (3Y)11.6%
8.3%Avg. growth/yr (5Y)9.4%
+29.5%Value creation/yr+12.7%
Balance & size
0.6×Interest coverage (EBIT/interest)0.6×
2.25×Debt / equity0.69×
$3BMarket cap$173B
expensiveGrowth qualityhealthy

DBS Group Holdings leads: 5 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Banco di Desio e della Brianza S.p.A.of which business quality 38 · market factors 94 DBS Group Holdingsof which business quality 61 · market factors 93
ProfitabilityMargins and returns on capital today
30
38
Quality GrowthAre margins and returns improving?
56
54
CashflowEarnings quality: real cash, not paper profit
0
84
Fin. StrengthBalance sheet, leverage, solvency risk
14
56
InvestmentDisciplined investing over empire-building
77
78
Low VolatilityCalm price path (market factor)
80
100
MomentumPrice trend over the last 3–12 months (market factor)
100
86
52W MomentumDistance to the 52-week high (market factor)
98
98
Net IssuanceShare count: buybacks or dilution?
92
65

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyBanco di Desio e della Brianza S.p.A.Price €18.56DBS Group HoldingsPrice S$77.69
Dividend Discountn/a-29%below the priceS$54.87
Multiples-23%below the price€14.23-46%below the priceS$42.04
Asset-Based-59%below the price€7.60-79%below the priceS$16.26
Economic Profit-45%below the price€10.16-59%below the priceS$32.23
Minimum-59%below the price€7.60-79%below the priceS$16.26
Maximum-23%below the price€14.23-29%below the priceS$54.87
Median-45%below the price€10.16-52%below the priceS$37.13
Geometric mean-44%below the price€10.32-57%below the priceS$33.16

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Banco di Desio e della Brianza S.p.A.: 4 of 4 models see the stock below the current price.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Banco di Desio e della Brianza S.p.A.
Price €18.56
Fair Value €13.99
Bear €10.49Bull €17.49
DBS Group Holdings
Price S$77.69
Fair Value S$40.48
Bear S$30.36Bull S$50.60

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Banco di Desio e della Brianza S.p.A. · Financials

Quality score46 · below median
Fair value upside-25% · below median

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Banco di Desio e della Brianza S.p.A. as the less overvalued of the two: Banco di Desio e della Brianza S.p.A. trades at €18.56 versus a fair value of €13.99 (-25%), while DBS Group Holdings trades at S$77.69 versus S$40.48 (-48%).

DBS Group Holdings has the higher quality score (65/100).

Open Banco di Desio e della Brianza S.p.A. live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.