Banca Transilvania S.A. vs Deere &: Fair Value & Quality
Both stocks run through our valuation models. Here is how Banca Transilvania S.A. (TLV) and Deere & (DE) compare, as of Aug 20, 2026.
As of Aug 20, 2026, Fair Value Calculator sees Banca Transilvania S.A. as the more attractively valued of the two: Banca Transilvania S.A. trades at 37.40 versus a fair value of 41.30 (+10%), while Deere & trades at $581 versus $182 (-69%).
Banca Transilvania S.A.
TLV.RO · Financials
+10%
upside to fair value
undervalued
Price37.40
Fair Value41.30
Quality50/100
Deere &
DE · USD · Industrials
-69%
upside to fair value
overvalued
Price$581
Fair Value$182
Quality52/100
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Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Banca Transilvania S.A.Deere &
Valuation
8.4×P/E (TTM)32.8×
0.80×P/S (TTM)3.42×
0.41×P/B6.23×
—EV/EBITDA22.9×
2.48×PEG1.37×
5.1%Dividend yield1.1%
1.93Dividend per share$6.48
Profitability
42%Net margin10%
48%Operating margin17%
23%Return on equity18%
2%Return on assets4%
Growth
15%Revenue growth (YoY)-11%
17.8%Avg. growth/yr (3Y)-4.5%
18.7%Avg. growth/yr (5Y)5.2%
Balance & size
0.21×Debt / equity1.68×
$9BMarket cap$162B
expensiveGrowth qualitymixed
Banca Transilvania S.A. leads: 11 to 2 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Banca Transilvania S.A.of which business quality 48 · market factors 85Deere &of which business quality 49 · market factors 57
ProfitabilityMargins and returns on capital today
51
43
Quality GrowthAre margins and returns improving?
57
21
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
39
63
Low VolatilityCalm price path (market factor)
96
68
MomentumPrice trend over the last 3–12 months (market factor)
74
49
52W MomentumDistance to the 52-week high (market factor)
92
59
Net IssuanceBuybacks instead of dilution
40
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Banca Transilvania S.A.
Dividend Discount15.13
Multiples42.22
Asset-Based13.79
Economic Profit39.39
4 of 6 models see the stock below the current price.
Deere &
DCF Models$174
Earnings-Based$144
Dividend Discount$109
Multiples$349
Asset-Based$64.37
Growth DCF$120
Economic Profit$178
Growth Earnings$347
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Banca Transilvania S.A.
Bear 30.98Fair Value 41.30Bull 51.63
37.40 = current price (white tick)
Deere &
Bear $121Fair Value $182Bull $434
$581 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Banca Transilvania S.A. · Financials
Quality score50 · below median
Fair value upside+10% · above median
Deere & · Industrials
Quality score52 · below median
Fair value upside-69% · bottom 25%
Bottom line
As of Aug 20, 2026, Fair Value Calculator sees Banca Transilvania S.A. as the more attractively valued of the two: Banca Transilvania S.A. trades at 37.40 versus a fair value of 41.30 (+10%), while Deere & trades at $581 versus $182 (-69%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
