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STOCK COMPARISON

DBS Group Holdings vs Fynske Bank A/S: Fair Value & Quality

Both stocks run through our valuation models. Here is how DBS Group Holdings (D05) and Fynske Bank A/S (FYNBK) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Fynske Bank A/S as the less overvalued of the two: DBS Group Holdings trades at S$77.48 versus a fair value of S$40.48 (-48%), while Fynske Bank A/S trades at DKK 202 versus DKK 153 (-24%).
DBS Group Holdings
D05.SG · SGD · Financials
-48%
upside to fair value
overvalued
PriceS$77.48
Fair ValueS$40.48
Quality65/100
Fynske Bank A/S
FYNBK.CO · DKK · Financials
-24%
upside to fair value
overvalued
PriceDKK 202
Fair ValueDKK 153
Quality56/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

DBS Group HoldingsFynske Bank A/S
Valuation
20.2×P/E (TTM)17.0×
7.73×P/S (TTM)3.33×
2.50×P/B1.03×
n/aEV/EBITDA7.1×
3.44×PEG2.30×
−47.8%Fair value upside−24.4%
3.7%Dividend yield2.2%
S$2.85Dividend per shareDKK 4.40
Profitability
60%Operating margin16%
0.99×EBIT margin trend (5Y)1.41×
16%Return on equity6%
1%Return on assets1%
Growth
3%Revenue growth (YoY)-7%
11.6%Avg. growth/yr (3Y)29.0%
9.4%Avg. growth/yr (5Y)16.8%
+12.7%Value creation/yr+11.4%
Balance & size
0.6×Interest coverage (EBIT/interest)3.2×
0.69×Debt / equity0.02×
$172BMarket cap$233M
healthyGrowth qualitymixed

Fynske Bank A/S leads: 4 to 10 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

DBS Group Holdingsof which business quality 61 · market factors 93 Fynske Bank A/Sof which business quality 53 · market factors 68
ProfitabilityMargins and returns on capital today
38
29
Quality GrowthAre margins and returns improving?
54
38
CashflowEarnings quality: real cash, not paper profit
84
86
Fin. StrengthBalance sheet, leverage, solvency risk
56
22
InvestmentDisciplined investing over empire-building
78
81
Low VolatilityCalm price path (market factor)
100
91
MomentumPrice trend over the last 3–12 months (market factor)
86
57
52W MomentumDistance to the 52-week high (market factor)
98
64
Net IssuanceShare count: buybacks or dilution?
65
82

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyDBS Group HoldingsPrice S$77.48Fynske Bank A/SPrice DKK 202
Dividend Discount-35%below the priceS$50.54-71%below the priceDKK 58.71
Multiples-46%below the priceS$42.04-2%close to the priceDKK 198
Asset-Based-79%below the priceS$16.26-35%below the priceDKK 132
Economic Profit-60%below the priceS$31.26-29%below the priceDKK 144
Minimum-79%below the priceS$16.26-71%below the priceDKK 58.71
Maximum-35%below the priceS$50.54-2%close to the priceDKK 198
Median-53%below the priceS$36.65-32%below the priceDKK 138
Geometric mean-58%below the priceS$32.24-40%below the priceDKK 122

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

DBS Group Holdings: 6 of 6 models see the stock below the current price.

Fynske Bank A/S: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

DBS Group Holdings
Price S$77.48
Fair Value S$40.48
Bear S$29.38Bull S$50.60
Fynske Bank A/S
Price DKK 202
Fair Value DKK 153
Bear DKK 148Bull DKK 195

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

DBS Group Holdings · Financials

Quality score65 · Top 25%
Fair value upside-48% · bottom 25%

Fynske Bank A/S · Financials

Quality score56 · above median
Fair value upside-24% · below median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Fynske Bank A/S as the less overvalued of the two: DBS Group Holdings trades at S$77.48 versus a fair value of S$40.48 (-48%), while Fynske Bank A/S trades at DKK 202 versus DKK 153 (-24%).

DBS Group Holdings has the higher quality score (65/100).

Open Fynske Bank A/S live analysis →

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.