EN DE
STOCK COMPARISON

FirstCash vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how FirstCash (FCFS) and Visa Inc. Class A (V) compare, as of Aug 8, 2026.

As of Aug 8, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: FirstCash trades at $206 versus a fair value of $97.97 (-52%), while Visa Inc. Class A trades at $370 versus $204 (-45%).
FirstCash
FCFS · USD · Financials
-52%
upside to fair value
overvalued
Price$206
Fair Value$97.97
Quality67/100
Visa Inc. Class A
V · USD · Financials
-45%
upside to fair value
overvalued
Price$370
Fair Value$204
Quality79/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

FirstCashVisa Inc. Class A
Valuation
27.1×P/E (TTM)30.4×
2.42×P/S (TTM)15.42×
4.11×P/B17.51×
15.7×EV/EBITDA22.0×
1.17×PEG1.53×
0.8%Dividend yield0.8%
$1.64Dividend per share$2.60
Profitability
9%Net margin52%
17%Operating margin67%
16%Return on equity60%
8%Return on assets19%
Growth
26%Revenue growth (YoY)17%
10.3%Avg. growth/yr (3Y)10.9%
17.5%Avg. growth/yr (5Y)12.9%
Balance & size
0.97×Debt / equity0.52×
$9BMarket cap$664B
healthyGrowth qualityhealthy

FirstCash leads: 8 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

FirstCashof which business quality 59 · market factors 77 Visa Inc. Class Aof which business quality 76 · market factors 67
ProfitabilityMargins and returns on capital today
52
76
Quality GrowthAre margins and returns improving?
47
41
CashflowEarnings quality: real cash, not paper profit
70
85
Fin. StrengthBalance sheet, leverage, solvency risk
37
71
InvestmentDisciplined investing over empire-building
69
85
Low VolatilityCalm price path (market factor)
82
83
MomentumPrice trend over the last 3–12 months (market factor)
68
53
52W MomentumDistance to the 52-week high (market factor)
87
72
Net IssuanceBuybacks instead of dilution
95
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

FirstCash

DCF Models$203
Earnings-Based$124
Dividend Discount$26.37
Multiples$139
Asset-Based$34.80
Growth DCF$210
Economic Profit$67.49
Growth Earnings$177

19 of 26 models see the stock below the current price.

Visa Inc. Class A

DCF Models$283
Earnings-Based$148
Multiples$133
Asset-Based$15.30
Growth DCF$225
Economic Profit$179
Growth Earnings$227

23 of 24 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

FirstCash
Bear $52.90Fair Value $97.97Bull $228
$206 = current price (white tick)
Visa Inc. Class A
Bear $122Fair Value $204Bull $335
$370 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

FirstCash · Financials

Quality score67 · Top 25%
Fair value upside-52% · bottom 25%

Visa Inc. Class A · Financials

Quality score79 · Top 25%
Fair value upside-45% · bottom 25%

Bottom line

As of Aug 8, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: FirstCash trades at $206 versus a fair value of $97.97 (-52%), while Visa Inc. Class A trades at $370 versus $204 (-45%).

Visa Inc. Class A has the higher quality score (79/100).

See the full analysis →
FirstCash · Visa Inc. Class A

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to FirstCash

Alphabet Inc Class C vs Verizon CommunicationsAlphabet Inc Class C vs At&tAlphabet Inc Class C vs NetEaseAmazon.com vs Toyota Motor Corporation

Related to Visa Inc. Class A

Amazon.com vs PDD HoldingsAmazon.com vs Sony GroupMeta Platforms vs Verizon CommunicationsMeta Platforms vs At&t
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.