Both stocks run through our valuation models. Here is how Fobi AI (FOBI) and Microsoft (MSFT) compare, as of Aug 15, 2026.
As of Aug 15, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Fobi AI trades at C$0.05 versus a fair value of C$0.01 (-83%), while Microsoft trades at $495 versus $381 (-23%).
Fobi AI
FOBI.V · CAD · Information Technology
-83%
upside to fair value
overvalued
PriceC$0.05
Fair ValueC$0.01
Quality31/100
Microsoft
MSFT · USD · Information Technology
-23%
upside to fair value
overvalued
Price$495
Fair Value$381
Quality68/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Fobi AIMicrosoft
Valuation
—P/E (TTM)22.9×
9.75×P/S (TTM)8.99×
—P/B8.33×
—EV/EBITDA15.6×
—PEG1.19×
—Dividend yield0.9%
—Dividend per share$3.56
Profitability
142%Net margin39%
177%Operating margin46%
-239%Return on equity34%
-85%Return on assets15%
Growth
164%Revenue growth (YoY)18%
-37.1%Avg. growth/yr (3Y)12.4%
—Avg. growth/yr (5Y)14.5%
Balance & size
—Debt / equity0.12×
$7MMarket cap$2.9T
weakGrowth qualityexpensive
Microsoft leads: 3 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Fobi AIof which business quality 30 · market factors 70Microsoftof which business quality 65 · market factors 52
ProfitabilityMargins and returns on capital today
4
75
Quality GrowthAre margins and returns improving?
36
53
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
1
Low VolatilityCalm price path (market factor)
92
57
MomentumPrice trend over the last 3–12 months (market factor)
61
49
52W MomentumDistance to the 52-week high (market factor)
61
51
Net IssuanceBuybacks instead of dilution
0
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
No model data.
Microsoft
DCF Models$333
Earnings-Based$189
Dividend Discount$61.93
Multiples$308
Asset-Based$30.98
Growth DCF$249
Economic Profit$184
Growth Earnings$332
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Microsoft
Bear $192Fair Value $381Bull $480
$495 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Fobi AI · Information Technology
Quality score31 · bottom 25%
Fair value upside-83% · bottom 25%
Microsoft · Information Technology
Quality score68 · Top 25%
Fair value upside-23% · above median
Bottom line
As of Aug 15, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Fobi AI trades at C$0.05 versus a fair value of C$0.01 (-83%), while Microsoft trades at $495 versus $381 (-23%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
