EN DE
STOCK COMPARISON

FSA Group vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how FSA Group (FSA) and Visa Inc. Class A (V) compare, as of Aug 11, 2026.

As of Aug 11, 2026, Fair Value Calculator sees FSA Group as the less overvalued of the two: FSA Group trades at A$1.26 versus a fair value of A$1.09 (-13%), while Visa Inc. Class A trades at $363 versus $204 (-44%).
FSA Group
FSA.AU · AUD · Financials
-13%
upside to fair value
overvalued
PriceA$1.26
Fair ValueA$1.09
Quality50/100
Visa Inc. Class A
V · USD · Financials
-44%
upside to fair value
overvalued
Price$363
Fair Value$204
Quality82/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

FSA GroupVisa Inc. Class A
Valuation
12.9×P/E (TTM)30.4×
1.97×P/S (TTM)15.42×
1.30×P/B17.51×
12.7×EV/EBITDA22.0×
—PEG1.53×
5.4%Dividend yield0.8%
A$0.07Dividend per share$2.60
Profitability
29%Net margin52%
35%Operating margin67%
18%Return on equity60%
2%Return on assets19%
Growth
23%Revenue growth (YoY)17%
-86.1%Avg. growth/yr (3Y)10.9%
-70.3%Avg. growth/yr (5Y)12.9%
Balance & size
9.84×Debt / equity0.52×
$114MMarket cap$664B
weakGrowth qualityhealthy

Visa Inc. Class A leads: 6 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

FSA Groupof which business quality 48 · market factors 70 Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
35
76
Quality GrowthAre margins and returns improving?
30
41
CashflowEarnings quality: real cash, not paper profit
100
85
Fin. StrengthBalance sheet, leverage, solvency risk
1
71
InvestmentDisciplined investing over empire-building
38
85
Low VolatilityCalm price path (market factor)
74
83
MomentumPrice trend over the last 3–12 months (market factor)
64
52
52W MomentumDistance to the 52-week high (market factor)
77
69
Net IssuanceBuybacks instead of dilution
87
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

FSA Group

Earnings-BasedA$0.70
Dividend DiscountA$0.57
MultiplesA$1.04
Asset-BasedA$0.47
Economic ProfitA$0.65

7 of 7 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

FSA Group
Bear A$0.82Fair Value A$1.09Bull A$1.37
A$1.26 = current price (white tick)
Visa Inc. Class A
Bear $122Fair Value $204Bull $335
$363 = current price (white tick)

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

FSA Group · Financials

Quality score50 · below median
Fair value upside-13% · below median

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-44% · bottom 25%

Bottom line

As of Aug 11, 2026, Fair Value Calculator sees FSA Group as the less overvalued of the two: FSA Group trades at A$1.26 versus a fair value of A$1.09 (-13%), while Visa Inc. Class A trades at $363 versus $204 (-44%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →
FSA Group · Visa Inc. Class A

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to FSA Group

Alphabet Inc Class C vs Verizon CommunicationsAlphabet Inc Class C vs At&tAlphabet Inc Class C vs NetEaseAmazon.com vs Toyota Motor Corporation

Related to Visa Inc. Class A

Amazon.com vs PDD HoldingsAmazon.com vs Sony GroupMeta Platforms vs Verizon CommunicationsMeta Platforms vs At&t
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.