Fairvalue-Calculator Fairvalue-Calculator
EN DE

FSA Group (FSA) Fair Value & Analysis

Financial Services · AU · Market cap A$158M

PriceA$1.38
Fair ValueA$1.09
Upside-20.7%
Quality93/100
Evidence: High Range A$0.8200 – A$1.37

Fair value as of: Jun 26, 2026

Analysis

FSA Group (FSA) currently trades at A$1.38, while our model-based Fair Value estimate is A$1.09 — implying the stock looks roughly 20.7% overvalued today. We read business quality at 93/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

FSA Group Limited, together with its subsidiaries, provides payment arrangement and direct lending services to individuals and businesses in Australia. It operates in Home Loan and Assets Finance, Personal Loan, and Other segments. The company offers debt agreements and informal arrangements, personal insolvency agreement, and bankruptcy services. It also provides home loans, car loans, unsecured personal loans, asset finance lending, and accounting and taxation services. The company was incorporated in 2000 and is headquartered in Darlinghurst, Australia.

Open the full interactive analysis →

Similar stocks

Visa Inc (V) -47% Mastercard Incorporated (MA) -66% M4I (M4I) -36% American Express Company (AXP) -29% Capital One Financial Corporation (COF) -30% Bajaj Finance Limited (BAJFINANCE) -66%

Frequently asked questions

Is FSA Group (FSA) undervalued?
As of Jun 26, 2026, our model estimates a fair value of A$1.09 versus a price of A$1.38 — about −21% (overvalued). Model-based estimate, not financial advice.
What is the fair value of FSA?
Our 21-model fair value for FSA Group is A$1.09 (as of Jun 26, 2026), built from audited fundamentals. The current price is A$1.38.
What is the quality score of FSA?
FSA Group has a Quality Score of 93/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.