EN DE
STOCK COMPARISON

Goldman Sachs Group vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Goldman Sachs Group (GS) and Visa Inc. Class A (V) compare, as of Oct 19, 2026.

As of Oct 19, 2026, Fair Value Calculator sees Goldman Sachs Group as the less overvalued of the two: Goldman Sachs Group trades at $881 versus a fair value of $767 (−13.0%), while Visa Inc. Class A trades at $403 versus $221 (−45.0%).
Goldman Sachs Group
GS · USD · Financials
−13.0%
upside to fair value
overvalued
Price$881
Fair Value$767
Quality53/100
Visa Inc. Class A
V · USD · Financials
−45.0%
upside to fair value
overvalued
Price$403
Fair Value$221
Quality81/100
Get comparisons like this free by email every month: the most undervalued quality stocks.

Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Goldman Sachs GroupVisa Inc. Class A
Valuation
13.6×P/E (TTM)30.8×
16.3×P/E ex one-offs (FY2025)35.1×
11.9×Forward P/E (FY2027)n/a
12.2×Median P/E at FY-end (10 FY, ex one-offs where documented)32.1×
3.98×P/S (TTM)17.49×
2.15×P/B20.53× · book value is mostly goodwill
16.7×EV/EBITDA25.0×
1.17×PEG1.64×
−13.0%Fair value upside−45.0%
1.9%Dividend yield0.7%
$17.00Dividend per share$2.68
Profitability
42.2%Operating margin66.1%
0.75×EBIT margin trend (5Y)0.93×
16.9%Return on equity61.2%
1.0%Return on assets20.1%
Growth
42.5%Revenue growth (YoY)14.4%
22.1%Avg. growth/yr (3Y)10.9%
18.5%Avg. growth/yr (5Y)12.9%
+14.9%Value creation/yr+16.5%
Balance & size
0.3×Interest coverage (EBIT/interest)40.7×
2.37×Debt / equity0.52×
$269BMarket cap$778B
expensiveGrowth qualityhealthy
The P/E excluding one-off items is only shown where the special items are documented in the accounts (our own raw data or SEC filings). If one side lacks it, the reported P/E stays scored.
Goldman Sachs Group, median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, 5 of the years ex one-offs: 12.2. Visa Inc. Class A, median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, 6 of the years ex one-offs: 32.1.
Forward P/E: price divided by the analyst consensus for the first fiscal year that has not started yet. The current year carries special items from quarters already reported.

Goldman Sachs Group leads: 8 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Goldman Sachs Group Visa Inc. Class A
ProfitabilityHow much profit the company makes from its sales and capital
29
76
Quality GrowthAre margins and returns getting better?
58
41
CashflowDo the profits arrive as real cash?
0
85
Financial strengthDebt, balance sheet and risk of trouble
30
71
InvestmentDoes it invest with discipline instead of growing at any price?
83
85
Low VolatilityHow calm the share price moves, does not count
51
82
MomentumPrice trend of the last 3 to 12 months, does not count
41
60
Near the 52-week highDistance to the 52-week high, does not count
44
76
New sharesBuys back shares or issues new ones?
100
100

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyGoldman Sachs GroupPrice $881Visa Inc. Class APrice $403
DCF Models+222.9%above the price$2,845−45.0%below the price$221
Earnings-Based−5.9%close to the price$829−35.0%below the price$262
Dividend Discount−66.5%below the price$295n/a
Multiples−24.3%below the price$668−62.0%below the price$153
Asset-Based−69.1%below the price$272n/a
Growth DCFn/a−43.4%below the price$228
Economic Profit−43.0%below the price$503−73.1%below the price$108
Minimum−69.1%below the price$272−73.1%below the price$108
Maximum+222.9%above the price$2,845−35.0%below the price$262
Median−33.6%below the price$585−45.0%below the price$221
Geometric mean−28.3%below the price$632−54.0%below the price$185

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Goldman Sachs Group: 7 of 9 models see the stock below the current price.

Visa Inc. Class A: 9 of 9 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Goldman Sachs Group
Price $881
Fair Value $767
Bear $575Bull $959
Visa Inc. Class A
Price $403
Fair Value $221
Bear $115Bull $325

Compare two other stocks

Tap a field and type again, ticker or company name.

Free, no sign-up

Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Goldman Sachs Group · Financials

Quality score53 · below median
Fair value upside−13.0% · below median

Visa Inc. Class A · Financials

Quality score81 · Top 25%
Fair value upside−45.0% · bottom 25%

Bottom line

As of Oct 19, 2026, Fair Value Calculator sees Goldman Sachs Group as the less overvalued of the two: Goldman Sachs Group trades at $881 versus a fair value of $767 (−13.0%), while Visa Inc. Class A trades at $403 versus $221 (−45.0%).

Visa Inc. Class A has the higher quality score (81/100).

Open Goldman Sachs Group live analysis →
Goldman Sachs Group · Visa Inc. Class A

More comparisons

Popular match-ups from the same sectors, all with fair value and quality score.

Related to Goldman Sachs Group

Microsoft vs NvidiaApple vs MicrosoftNvidia vs Taiwan Semiconductor ManufacturingApple vs Taiwan Semiconductor Manufacturing

Related to Visa Inc. Class A

Microsoft vs Taiwan Semiconductor ManufacturingAlphabet Inc Class C vs Meta PlatformsBroadcom vs MicrosoftMicrosoft vs Micron Technology
Free · Top-25 report

See the undervalued quality stocks every month

Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target.

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.

A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.