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STOCK COMPARISON

ICICI Prudential Life Insurance Company vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how ICICI Prudential Life Insurance Company (ICICIPRULI) and China Life Insurance Co Ltd A (601628) compare, as of Aug 10, 2026.

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: ICICI Prudential Life Insurance Company trades at ₹501 versus a fair value of ₹144 (-71%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).
ICICI Prudential Life Insurance Company
ICICIPRULI.NSE · INR · Financials
-71%
upside to fair value
overvalued
Price₹501
Fair Value₹144
Quality36/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+84%
upside to fair value
undervalued
Price¥38.57
Fair Value¥70.87
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

ICICI Prudential Life Insurance CompanyChina Life Insurance Co Ltd A
Valuation
46.2×P/E (TTM)7.3×
1.17×P/S (TTM)3.09×
5.43×P/B1.78×
41.0×EV/EBITDA6.0×
PEG0.68×
0.3%Dividend yield2.3%
₹1.65Dividend per share¥0.86
Profitability
3%Net margin42%
12%Operating margin38%
13%Return on equity25%
0%Return on assets2%
Growth
-83%Revenue growth (YoY)-15%
9.1%Avg. growth/yr (3Y)-9.5%
-5.2%Avg. growth/yr (5Y)-4.8%
Balance & size
0.19×Debt / equity0.06×
$8BMarket cap$157B
mixedGrowth qualityweak

China Life Insurance Co Ltd A leads: 2 to 11 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

ICICI Prudential Life Insurance Companyof which business quality 29 · market factors 39 China Life Insurance Co Ltd Aof which business quality 57 · market factors 43
ProfitabilityMargins and returns on capital today
26
47
Quality GrowthAre margins and returns improving?
37
68
CashflowEarnings quality: real cash, not paper profit
0
100
Fin. StrengthBalance sheet, leverage, solvency risk
1
1
InvestmentDisciplined investing over empire-building
70
59
Low VolatilityCalm price path (market factor)
90
68
MomentumPrice trend over the last 3–12 months (market factor)
18
33
52W MomentumDistance to the 52-week high (market factor)
15
31
Net IssuanceBuybacks instead of dilution
82
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

ICICI Prudential Life Insurance Company

Dividend Discount₹11.44
Multiples₹138
Asset-Based₹63.00
Economic Profit₹107

6 of 6 models see the stock below the current price.

China Life Insurance Co Ltd A

Dividend Discount¥17.98
Multiples¥50.18
Asset-Based¥14.11
Economic Profit¥57.79

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

ICICI Prudential Life Insurance Company
Bear ₹108Fair Value ₹144Bull ₹180
₹501 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥53.15Fair Value ¥70.87Bull ¥88.58
¥38.57 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

ICICI Prudential Life Insurance Company · Financials

Quality score36 · bottom 25%
Fair value upside-71% · bottom 25%

China Life Insurance Co Ltd A · Financials

Quality score63 · Top 25%
Fair value upside+84% · Top 25%

Bottom line

As of Aug 10, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: ICICI Prudential Life Insurance Company trades at ₹501 versus a fair value of ₹144 (-71%), while China Life Insurance Co Ltd A trades at ¥38.57 versus ¥70.87 (+84%).

China Life Insurance Co Ltd A has the higher quality score (63/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.