Both stocks run through our valuation models. Here is how Ifci (IFCI) and Visa Inc. Class A (V) compare, as of Aug 18, 2026.
As of Aug 18, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Ifci trades at ₹78.93 versus a fair value of ₹8.73 (-89%), while Visa Inc. Class A trades at $359 versus $198 (-45%).
Ifci
IFCI.NSE · INR · Financials
-89%
upside to fair value
overvalued
Price₹78.93
Fair Value₹8.73
Quality49/100
Visa Inc. Class A
V · USD · Financials
-45%
upside to fair value
overvalued
Price$359
Fair Value$198
Quality82/100
Get comparisons like this free by email every month: the most undervalued quality stocks.
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
IfciVisa Inc. Class A
Valuation
114.4×P/E (TTM)30.4×
—P/S (TTM)15.42×
—P/B17.51×
—EV/EBITDA22.0×
—PEG1.53×
0.7%Dividend yield0.8%
—Dividend per share$2.60
Profitability
0%Net margin52%
118%Operating margin67%
5%Return on equity60%
3%Return on assets19%
Growth
-35%Revenue growth (YoY)17%
9.7%Avg. growth/yr (3Y)10.9%
1.1%Avg. growth/yr (5Y)12.9%
Balance & size
0.42×Debt / equity0.52×
$2BMarket cap$664B
weakGrowth qualityhealthy
Visa Inc. Class A leads: 2 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Ifciof which business quality 50 · market factors 62Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
19
76
Quality GrowthAre margins and returns improving?
30
41
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
39
85
Low VolatilityCalm price path (market factor)
28
83
MomentumPrice trend over the last 3–12 months (market factor)
77
52
52W MomentumDistance to the 52-week high (market factor)
76
65
Net IssuanceBuybacks instead of dilution
51
100
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Ifci
DCF Models₹43.13
Earnings-Based₹7.15
Dividend Discount₹6.74
Multiples₹10.07
Asset-Based₹22.24
Growth DCF₹103
Economic Profit₹23.20
10 of 11 models see the stock below the current price.
Visa Inc. Class A
DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190
10 of 11 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Ifci
Bear ₹6.55Fair Value ₹8.73Bull ₹10.91
₹78.93 = current price (white tick)
Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$359 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Ifci · Financials
Quality score49 · below median
Fair value upside-89% · bottom 25%
Visa Inc. Class A · Financials
Quality score82 · Top 25%
Fair value upside-45% · bottom 25%
Bottom line
As of Aug 18, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Ifci trades at ₹78.93 versus a fair value of ₹8.73 (-89%), while Visa Inc. Class A trades at $359 versus $198 (-45%).
Visa Inc. Class A has the higher quality score (82/100).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
