Both stocks run through our valuation models. Here is how Mortgage Advice (MAB1) and Fmcct (FMCCT) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Mortgage Advice trades at £5.32 versus a fair value of £3.40 (-36%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Mortgage Advice
MAB1.LSE · GBP · Financials
-36%
upside to fair value
overvalued
Price£5.32
Fair Value£3.40
Quality71/100
Fmcct
FMCCT · USD · Financials
+82%
upside to fair value
undervalued
Price$15.25
Fair Value$27.80
Quality53/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Mortgage AdviceFmcct
Valuation
20.7×P/E (TTM)242.6×
1.32×P/S (TTM)—
5.65×P/B—
11.7×EV/EBITDA—
4.2%Dividend yield—
£0.23Dividend per share—
Profitability
5%Net margin50%
8%Operating margin69%
20%Return on equity17%
9%Return on assets0%
Growth
20%Revenue growth (YoY)16%
11.2%Avg. growth/yr (3Y)92.6%
16.5%Avg. growth/yr (5Y)43.0%
Balance & size
0.12×Debt / equity47.84×
$419MMarket cap$59B
healthyGrowth qualitymixed
Mortgage Advice leads: 5 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Mortgage Adviceof which business quality 70 · market factors 27Fmcctof which business quality 49 · market factors 15
ProfitabilityMargins and returns on capital today
68
36
Quality GrowthAre margins and returns improving?
50
29
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
91
62
Low VolatilityCalm price path (market factor)
56
27
MomentumPrice trend over the last 3–12 months (market factor)
20
15
52W MomentumDistance to the 52-week high (market factor)
7
3
Net IssuanceBuybacks instead of dilution
71
82
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Mortgage Advice
DCF Models£7.88
Earnings-Based£7.79
Dividend Discount£2.97
Multiples£2.60
Asset-Based£0.86
Growth DCF£10.39
Economic Profit£1.76
7 of 13 models see the stock below the current price.
Fmcct
Earnings-Based$137
Multiples$36.95
Asset-Based$14.64
Economic Profit$29.54
1 of 6 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Mortgage Advice
Bear £2.55Fair Value £3.40Bull £4.25
£5.32 = current price (white tick)
Fmcct
Bear $20.85Fair Value $27.80Bull $34.75
$15.25 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Mortgage Advice · Financials
Quality score71 · Top 25%
Fair value upside-36% · below median
Fmcct · Financials
Quality score53 · below median
Fair value upside+82% · Top 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Fmcct as the more attractively valued of the two: Mortgage Advice trades at £5.32 versus a fair value of £3.40 (-36%), while Fmcct trades at $15.25 versus $27.80 (+82%).
Mortgage Advice has the higher quality score (71/100).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
