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STOCK COMPARISON

Manba Finance vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Manba Finance (MANBA) and Visa Inc. Class A (V) compare, as of Aug 18, 2026.

As of Aug 18, 2026, Fair Value Calculator sees Manba Finance as the less overvalued of the two: Manba Finance trades at ₹131 versus a fair value of ₹117 (-10%), while Visa Inc. Class A trades at $359 versus $198 (-45%).
Manba Finance
MANBA.NSE · INR · Financial Services
-10%
upside to fair value
overvalued
Price₹131
Fair Value₹117
Quality41/100
Visa Inc. Class A
V · USD · Financials
-45%
upside to fair value
overvalued
Price$359
Fair Value$198
Quality82/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Manba FinanceVisa Inc. Class A
Valuation
14.5×P/E (TTM)30.4×
5.03×P/S (TTM)15.42×
1.71×P/B17.51×
23.3×EV/EBITDA22.0×
PEG1.53×
0.7%Dividend yield0.8%
₹1.00Dividend per share$2.60
Profitability
33%Net margin52%
41%Operating margin67%
12%Return on equity60%
3%Return on assets19%
Growth
-3%Revenue growth (YoY)17%
35.9%Avg. growth/yr (3Y)10.9%
Avg. growth/yr (5Y)12.9%
Balance & size
3.78×Debt / equity0.52×
$73MMarket cap$664B
expensiveGrowth qualityhealthy

Visa Inc. Class A leads: 4 to 8 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Manba Financeof which business quality 37 · market factors 55 Visa Inc. Class Aof which business quality 76 · market factors 65
ProfitabilityMargins and returns on capital today
30
76
Quality GrowthAre margins and returns improving?
59
41
CashflowEarnings quality: real cash, not paper profit
0
85
Fin. StrengthBalance sheet, leverage, solvency risk
37
71
InvestmentDisciplined investing over empire-building
33
85
Low VolatilityCalm price path (market factor)
71
83
MomentumPrice trend over the last 3–12 months (market factor)
51
52
52W MomentumDistance to the 52-week high (market factor)
44
65
Net IssuanceBuybacks instead of dilution
82
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Manba Finance

DCF Models₹47.96
Earnings-Based₹370
Dividend Discount₹16.31
Multiples₹116
Asset-Based₹54.65
Economic Profit₹81.97

7 of 9 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Manba Finance
Bear ₹66.12Fair Value ₹117Bull ₹147
₹131 = current price (white tick)
Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$359 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Manba Finance · Financial Services

Quality score41 · bottom 25%
Fair value upside-10% · above median

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-45% · bottom 25%

Bottom line

As of Aug 18, 2026, Fair Value Calculator sees Manba Finance as the less overvalued of the two: Manba Finance trades at ₹131 versus a fair value of ₹117 (-10%), while Visa Inc. Class A trades at $359 versus $198 (-45%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.